Skip to content

JE CONSTRUCT

Active
Private limited companyfounded 201016 yrs activeDe Huttestraat 45, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0824.879.783
Summary

JE CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,515 and a net result of -€41. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 23% of 1920 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability50▲+16
Solvency44▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.55 in 2024; short-term debt: 45.4% and cash: 0.4% of total assets), and 81% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19%
Return on assets
0%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€41
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1920 sector peers (2025).
NBB · sector comparison
Position among 1920 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
29 d late
2023
15 d early
2022
10 d late
2021
16 d late
2020
19 d late
2019
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 April 2010, JE CONSTRUCT was incorporated.1 Total assets went from EUR 245,182 in 2018 to EUR 387,828 in 2025 and headcount from 4.3 to 5.3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€757,589
EBIT margin
6.2%
Net result
-€41▲ 99.7%
2024 · -€12,520
Working capital
-€77,513▼ 32.8%
2024 · -€58,384
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€8,798€25,964▲ 195%€20,331▼ 21.7%-€4,199€6,735
Net result€2,084within the sector's middle half€18,786within the sector's middle half▲ 802%€8,507below the sector's middle half▼ 54.7%-€12,520below the sector's middle half-€41below the sector's middle half▲ 99.7%
EBIT margin
Equity€58,887within the sector's middle half▲ 3.7%€77,672below the sector's middle half▲ 31.9%€86,076below the sector's middle half▲ 10.8%€73,556within the sector's middle half▼ 14.5%€73,515within the sector's middle half▼ 0.1%
Total assets€496,114above the sector's middle half▼ 9.6%€449,327below the sector's middle half▼ 9.4%€438,138below the sector's middle half▼ 2.5%€361,569within the sector's middle half▼ 17.5%€387,828within the sector's middle half▲ 7.3%
Debt€437,227▼ 11.1%€371,654▼ 15.0%€352,062▼ 5.3%€288,013▼ 18.2%€314,313▲ 9.1%
Working capital-€49,850below the sector's middle half▼ 28.2%-€44,958below the sector's middle half▲ 9.8%-€43,248below the sector's middle half▲ 3.8%-€58,384below the sector's middle half▼ 35.0%-€77,513below the sector's middle half▼ 32.8%
Solvency11.9%below the sector's middle half▲ 1.5pp17.3%below the sector's middle half▲ 5.4pp19.6%below the sector's middle half▲ 2.4pp20.3%below the sector's middle half▲ 0.7pp19.0%below the sector's middle half▼ 1.4pp
Current ratio0.77below the sector's middle half▼ 0.070.73below the sector's middle half▼ 0.030.75below the sector's middle half▲ 0.020.55below the sector's middle half▼ 0.200.56below the sector's middle half▲ 0.01
Return on assets (ROA)0.4%within the sector's middle half▲ 8.4pp4.2%within the sector's middle half▲ 3.8pp1.9%within the sector's middle half▼ 2.2pp-3.5%below the sector's middle half▼ 5.4pp0.0%below the sector's middle half▲ 3.5pp
Staff (FTE)7.2▼ 4.0%5within the sector's middle half▼ 30.6%5.5within the sector's middle half▲ 10.0%4.9▼ 10.9%5.3▲ 8.2%
above within below the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2021: €8,798€8,798Net result 2021: €2,084€2,084Operating result 2022: €25,964€25,964Net result 2022: €18,786€18,786Operating result 2023: €20,331€20,331Net result 2023: €8,507€8,507Operating result 2024: -€4,199-€4,199Net result 2024: -€12,520-€12,520Operating result 2025: €6,735€6,735Net result 2025: -€41-€4120212022202320242025-€20,000-€10,000€0€10,000€20,000Operating result 2023: €20,331€20,300Net result 2023: €8,507€8,510Operating result 2024: -€4,199-€4,200Net result 2024: -€12,520-€12,500Operating result 2025: €6,735€6,730Net result 2025: -€41-€41202320242025
The operating result returns to profit in 2025: €6,735 after a loss of €4,199 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €387,828
Fixed assets €289,160 ▼ 0.7%
Current assets €98,668 ▲ 40.2%
Equity and liabilities €387,828
Equity €73,515 ▼ 0.1%
Debt €314,313 ▲ 9.1%
Debt's share of the balance-sheet total rises from 79.7% to 81.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,945▲
2024 · €18,409
Cash flow
€22,169▲
2024 · €10,088
Debt to equity
4.28▲
2024 · 3.92
ROE
-0.1%▲
2024 · -17.0%
Interest coverage
3.78▲
2024 · 2.35
Debt ≤ 1 year
€176,181▲
2024 · €128,753
Debt > 1 year
€135,608▼
2024 · €156,699
Income taxes
€3,265▲
2024 · €550
Staff costs
€264,412▼
2024 · €294,410
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,165 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss
2.6% went bankrupt
3.0% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,165 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€361,569€387,828▲
Fixed assets21/28€291,200€289,160▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€288,176€286,312▼
Land and buildings22€279,179€264,336▼
Plant, machinery and equipment23€8,129€4,610▼
Furniture and vehicles24€868€17,365▲
Financial fixed assets28€3,024€2,848▼
Current assets29/58€70,369€98,668▲
Amounts receivable within one year40/41€29,793€77,483▲
Trade receivables40€22,522€70,211▲
Other amounts receivable41€7,272€7,272=
Cash at bank and in hand54/58€33,046€1,642▼
Deferred charges and accrued income490/1€7,529€19,543▲
Equity and liabilities
Total equity and liabilities10/49€361,569€387,828▲
Equity10/15€73,556€73,515▼
Contributions10/11€6,200€6,200=
Reserves13€118,327€118,327=
Distributable reserves133€118,327€118,327=
Profit (loss) carried forward14-€50,971-€51,012▼
Amounts payable17/49€288,013€314,313▲
Amounts payable after more than one year17€156,699€135,608▼
Financial debts170/4€156,699€135,608▼
Amounts payable within one year42/48€128,753€176,181▲
Current portion of amounts payable after more than one year42€21,418€49,585▲
Financial debts43€10,308€10,308=
Other loans439€10,308€10,308=
Trade debts44€17,696€40,764▲
Suppliers440/4€17,696€40,764▲
Taxes, remuneration and social security45€39,820€38,572▼
Taxes450/3€13,496€16,852▲
Remuneration and social security454/9€26,324€21,721▼
Other amounts payable47/48€39,512€36,952▼
Accrued charges and deferred income492/3€2,561€2,524▼
Income statement Code20242025
Non-recurring operating income76A€7,170€620▼
Remuneration, social security and pensions62€294,410€264,412▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,608€22,210▼
Other operating charges640/8€4,652€4,392▼
Non-recurring operating charges66A€0-
Gross operating margin9900€317,471€297,748▼
Operating profit (loss)9901-€4,199€6,735▲
Financial income75/76B€60€4,141▲
Recurring financial income75€60€4,141▲
Financial charges65/66B€7,830€7,652▼
Recurring financial charges65€7,830€7,652▼
Profit (loss) for the period before taxes9903-€11,970€3,224▲
Income taxes67/77€550€3,265▲
Profit (loss) for the period9904-€12,520-€41▲
Profit (loss) for the period to be appropriated9905-€12,520-€41▲
Appropriation of the result
Profit (loss) to be appropriated9906-€50,971-€51,012▼
Profit (loss) brought forward from the previous period14P-€38,451-€50,971▼

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€15,977€0-€7,170€620▼ 91.4%
Remuneration, social security and pensions62€360,523€263,935€267,586€294,410€264,412▼ 10.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,800€23,957€24,988€22,608€22,210▼ 1.8%
Other operating charges640/8€4,517€3,961€3,293€4,652€4,392▼ 5.6%
Non-recurring operating charges66A€266€127€1,000€0--
Gross operating margin9900€400,903€317,943€317,199€317,471€297,748▼ 6.2%
Operating profit (loss)9901€8,798€25,964€20,331-€4,199€6,735▲ 260%
Financial income75/76B€309€1,856€276€60€4,141▲ 6,811%
Recurring financial income75€309€1,856€276€60€4,141▲ 6,811%
Financial charges65/66B€6,570€5,221€7,337€7,830€7,652▼ 2.3%
Recurring financial charges65€6,570€5,221€7,337€7,830€7,652▼ 2.3%
Profit (loss) for the period before taxes9903€2,536€22,599€13,270-€11,970€3,224▲ 127%
Income taxes67/77€453€3,813€4,764€550€3,265▲ 493%
Profit (loss) for the period9904€2,084€18,786€8,507-€12,520-€41▲ 99.7%
Profit (loss) for the period to be appropriated9905€2,084€18,786€8,507-€12,520-€41▲ 99.7%
Line20212022202320242025Change
Assets
Total assets20/58€496,114€449,327€438,138€361,569€387,828▲ 7.3%
Fixed assets21/28€333,464€327,145€309,822€291,200€289,160▼ 0.7%
Intangible fixed assets21€1,715€980€245€0--
Tangible fixed assets22/27€329,782€322,699€304,646€288,176€286,312▼ 0.6%
Land and buildings22€310,814€300,907€291,569€279,179€264,336▼ 5.3%
Plant, machinery and equipment23€16,629€14,346€8,810€8,129€4,610▼ 43.3%
Furniture and vehicles24€2,338€7,446€4,267€868€17,365▲ 1,900%
Financial fixed assets28€1,967€3,466€4,930€3,024€2,848▼ 5.8%
Current assets29/58€162,651€122,182€128,317€70,369€98,668▲ 40.2%
Amounts receivable within one year40/41€82,534€100,111€111,107€29,793€77,483▲ 160%
Trade receivables40€62,901€92,524€108,160€22,522€70,211▲ 212%
Other amounts receivable41€19,633€7,587€2,946€7,272€7,272=
Cash at bank and in hand54/58€75,615€18,101€13,705€33,046€1,642▼ 95.0%
Deferred charges and accrued income490/1€4,502€3,970€3,505€7,529€19,543▲ 160%
Equity and liabilities
Total equity and liabilities10/49€496,114€449,327€438,138€361,569€387,828▲ 7.3%
Equity10/15€58,887€77,672€86,076€73,556€73,515▼ 0.1%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€118,327€118,327€118,327€118,327€118,327=
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€116,467€116,467€118,327€118,327€118,327=
Profit (loss) carried forward14-€65,640-€46,854-€38,451-€50,971-€51,012▼ 0.1%
Amounts payable17/49€437,227€371,654€352,062€288,013€314,313▲ 9.1%
Amounts payable after more than one year17€224,727€204,514€178,116€156,699€135,608▼ 13.5%
Financial debts170/4€224,727€204,514€178,116€156,699€135,608▼ 13.5%
Amounts payable within one year42/48€212,500€167,140€171,565€128,753€176,181▲ 36.8%
Current portion of amounts payable after more than one year42€26,098€32,101€26,398€21,418€49,585▲ 132%
Financial debts43-€15,150€10,489€10,308€10,308=
Other loans439-€15,150€10,489€10,308€10,308=
Trade debts44€80,479€46,048€47,484€17,696€40,764▲ 130%
Suppliers440/4€80,479€46,048€47,484€17,696€40,764▲ 130%
Taxes, remuneration and social security45€43,062€20,340€39,210€39,820€38,572▼ 3.1%
Taxes450/3€11,531€9,691€15,445€13,496€16,852▲ 24.9%
Remuneration and social security454/9€31,531€10,649€23,765€26,324€21,721▼ 17.5%
Other amounts payable47/48€62,861€53,501€47,985€39,512€36,952▼ 6.5%
Accrued charges and deferred income492/3€0-€2,381€2,561€2,524▼ 1.5%
Line20212022202320242025Change
Profit (loss) for the period9904€2,084€18,786€8,507-€12,520-€41▲ 99.7%
+ Depreciation and write-downs630€26,800€23,957€24,988€22,608€22,210▼ 1.8%
Operating cash flow (approximation)€28,883€42,743€33,495€10,088€22,169▲ 120%
Investment in fixed assets (approximation)--€17,638-€7,665-€3,986-€20,170▼ 406%
Change in cash--€57,514-€4,396€19,341-€31,404▼ 262%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
16-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial Back to profitnet €2,084
Net result €2,084 after one loss-making year.
19-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial Weakest financial yearnet -€43,724
Net result drops to -€43,724, the lowest in the series; recovery starts the following year.
10-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial Highest result since 2018net €58,260 ▲106%
Operating result €91,496, net result €58,260, both a record.
31-12
Financial Equity above €100,000Eq €124,527 ▲38%
2 profitable years in a row build equity to €124,527.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 2 establishment units since 2010
seat establishment All 2 establishment units on the map
Ground area
3.5 ha
Building footprint
4,835 m²
Volume, LiDAR
823 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
Je construct
De Huttestraat 45, 3530 Houthalen-HelchterenManufacture of fabricated metal products, except machinery and equipment
since 20102.187.326.739
Je construct
Seinhuisstraat 3, 3600 GenkManufacture of basic metals
since 20202.307.440.255
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71302A0002/00K033 Flanders 3.4 ha 1 · 4,671 m² -
72452E1159/00B021 Flanders 581 m² 1 · 164 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 2 entries · 744 EUR awarded · 744 EUR paid
Year Entries awardedpaid
2025 1 244 EUR244 EUR
2022 1 500 EUR500 EUR
Schemes
1 entry · 500 EUR · 500 EUR paid · Departement Werk en Sociale Economie
1 entry · 244 EUR · 244 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

4 live approvals · 12 ended
Hoeknaadlasser duaal (so)
Goedgekeurd · 2022 to 2027
Lassen-constructie duaal (so)
Goedgekeurd · 2022 to 2027
Lasser-monteerder (vwo)
Goedgekeurd · 2022 to 2027
Lasser-monteerder duaal (so)
Goedgekeurd · 2022 to 2027
Show 12 ended approvals
Hoeknaadlasser (so)
discontinued · 2022 to 2025
Lasser beklede elektrode (so)
discontinued · 2022 to 2025
Lasser MIG/MAG (so)
discontinued · 2022 to 2025
Lasser TIG (so)
discontinued · 2022 to 2025
Pijplasser (so)
discontinued · 2022 to 2025
Plaatlasser (so)
discontinued · 2022 to 2025
Hoeknaadlasser (so)
ended · 2017 to 2022
Lasser MIG/MAG (so)
ended · 2017 to 2022
Lasser TIG (so)
ended · 2017 to 2022
Pijplasser (so)
ended · 2017 to 2022
Plaatlasser (so)
ended · 2017 to 2022
Productiemedewerker metaal (so)
ended · 2017 to 2022

Similar companies · same sector, comparable size

Of 3,462 companies in sector 25530 we hold annual accounts for 1,655. 1,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
25120Manufacture of fabricated metal products, except machinery and equipment
25530Machining of metals
24200Manufacture of basic metals
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0824879783
Also 9925:BE0824879783
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.