Financials
- Fiscal year
- 2024
- Total assets
- €40,686
- Loss
- -€14,922
- Solvency
- 6.0%
Total assets▲ 7.3%
Net result
20232024
JDS
ActiveSummary
The computed 12-month bankruptcy probability of JDS is 5.6% (elevated). The annual accounts of JDS for fiscal year 2024 show a net loss of 86% of the equity at the start of that year. The 2024 annual accounts show equity of €2,423 and a net result of -€14,922. Its solvency ranks better than 27% of 26034 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail trade
NACE 47722
1 site
Size
€40,686total assets 2024
- Staff
- 1.5 FTE
- Equity
- €2,423
- Loss
- -€14,922
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 1 deed read
Why 34- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late- Founded in 2022+ Size: total assets €40,686Show the evidence
Checked score
Score 2024
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 12% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
31-40
equity 6.0% of total assets
Liquidity
13-54
short-term debt 94.0% · cash 10.7%
Profitability
0-100
return on assets -36.7%
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 2.3%lowest value
09-2025: 2.7%▲ +13.7% vs 08-2025
10-2025: 3.8%▲ +44.3% vs 09-2025
11-2025: 3.8%▼ -1.7% vs 10-2025
12-2025: 3.8%● 0.0% vs 11-2025
01-2026: 3.7%▼ -1.1% vs 12-2025
02-2026: 3.7%● 0.0% vs 01-2026
03-2026: 3.8%▲ +2.2% vs 02-2026
04-2026: 3.9%▲ +1.5% vs 03-2026
05-2026: 3.9%▲ +0.7% vs 04-2026
06-2026: 3.5%▼ -9.0% vs 05-2026
07-2026: 3.6%▲ +0.8% vs 06-2026
08-2026: 4.2%▲ +18.1% vs 07-2026
09-2026: 4.4%▲ +3.2% vs 08-2026
10-2026: 5.6%▲ +28.2% vs 09-2026highest value
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late raises the probability
- Founded in 2022 raises the probability for this profile
- Size: total assets €40,686 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.06 against 1.84 in 2023; short-term debt: 94% and cash: 10.7% of total assets), and 94% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 23%, liquidity 13%, profitability 6%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 29-09-2025Annual accounts filed
- 28-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47722
- Founded
- 25-09-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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