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ISOLIN

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Excelsiorlaan 31 ·1930 Zaventem, Belgium
KBO/BCE: BE 1008.442.880
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Age2 yrs
Real estate1 parcel · 1,858 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ISOLIN is 2.9% (moderate). The 2024 annual accounts show equity of €3k and a net result of €1k. Its solvency ranks better than 37% of 3827 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 25-08-2025 25 d late 2025-00471027

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 28.5% 39.4%
better than 37% of 3827 sector peers
Net result €1k €9k
better than 27% of 3824 sector peers
Equity €3k €29k
better than 15% of 3832 sector peers
Gross operating margin €3k €26k
better than 16% of 3822 sector peers
Total assets €11k €85k
better than 5% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€3k
Net profit€1k
Cash flow€3k
Staff costs-
Income taxes€290
Dividends-
Total assets€11k
Equity€3k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.40
Quick ratio1.40
Working capital ratio28.5%
Solvency28.5%
Debt / equity2.51
Long-term debt ratio-
Interest coverage61.17
Gross margin-
Net margin-
ROA10.5%
ROE36.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€11k
Current assets 29/58€11k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€18
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11k
Equity 10/15€3k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€3k
Operating result 9901€1k
Financial charges 65€47
Result before taxes 9903€1k
Income taxes 67/77€290
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
ISOLIN
Excelsiorlaan 31, 1930 ZaventemAlgemene bouw van residentiële gebouwen
since 20242.366.742.689
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,858 m²
Buildings1
Building footprint596 m²
Volume (LiDAR)4,741 m³
Tallest building13.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23094D0045/00P003 Flanders 1,858 m² 1 · 596 m² 13.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency53Growth-Stability67
74 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 100
Solvency 53
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van kantoorgebouwen41002Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van kantoorgebouwen41202Algemene bouw van andere niet-residentiële gebouwen41203Schilderen van gebouwen43341Schilderen van gebouwen43341
Primary activity highlighted.
Names & trade names
Legal nameNL ISOLIN
Registered office
Excelsiorlaan 31
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.