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INVM

Active
Private limited companyfounded 20215 yrs activeJoe Englishstraat 18, 8000 Brugge, BelgiumKBO/BCE: BE 0765.668.609
Summary

INVM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114,729 and a net result of €80,889. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 38827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
INVMActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€164,980total assets 2025
Equity
€114,729
Profit
€80,889
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 140 d early1 of 2 deeds read
Why 84- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 16-03-2026)+ Liquidity: current ratio 2.63, cash €18,427, halvedShow the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 49% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 95-5
equity 69.5% of total assets
Liquidity 51-49
short-term debt 30.4% · cash 11.2%
Profitability 100=
return on assets 49.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▼ -15.4% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▼ -3.0% vs 02-2025 04-2025: < 0.1%▲ +6.3% vs 03-2025 05-2025: < 0.1%▲ +5.9% vs 04-2025 06-2025: < 0.1%▲ +2.8% vs 05-2025 07-2025: < 0.1%▼ -43.2% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.8% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +370% vs 03-2026 05-2026: 0.1%▼ -1.1% vs 04-2026 06-2026: 0.1%▼ -2.2% vs 05-2026 07-2026: 0.4%▲ +304% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%▼ -1.1% vs 08-2026 10-2026: 0.4%▲ +3.0% vs 09-2026highest value
  • 1 change of registered office in 24 months raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Figures for FY 2025 (filed 16-03-2026) lowers the probability
  • Liquidity: current ratio 2.63, cash €18,427, halved lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.63 against 9.29 in 2024; short-term debt: 30.4% and cash: 11.2% of total assets), and 30.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 65%, liquidity 38%, profitability 85%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 16-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.63, cash €18,427, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
140 d early
2024
36 d early
2023
35 d early
2022
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet €80,889 ▼22.1%

Key points

  • Caution: Equity fell in 2025from €357,369 to €114,729 ▼ 67.9% View
  • Positive: Among the best 20% on net resultsector median €27,140 · 38,841 companies €80,889 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€164,980
Profit
€80,889
Solvency
69.5%
Total assets▼ 58.3%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 01-06-2026Registered office
  2. 13-03-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of head officesNACE 70100
Founded
25-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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