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INSITIO

Active
Maurice Syslaan 9 ·9830 Sint-Martens-Latem, Belgium
KBO/BCE: BE 1003.186.767
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Connections2
Real estate1 parcel · 859 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of INSITIO is 0.4% (very low). The 2024 annual accounts show equity of €70k and a net result of €65k. Its solvency ranks better than 60% of 12464 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00236360

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€65k
Working capital€64k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 68.0% 60.6%
better than 60% of 12464 sector peers
Net result €65k €31k
better than 75% of 12466 sector peers
Equity €70k €63k
better than 54% of 12472 sector peers
Gross operating margin €85k €52k
better than 69% of 12452 sector peers
Total assets €103k €124k
better than 43% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€85k
Net profit€65k
Cash flow€66k
Staff costs-
Income taxes€17k
Dividends-
Total assets€103k
Equity€70k
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capital€64k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.93
Quick ratio2.93
Working capital ratio61.6%
Solvency68.0%
Debt / equity0.47
Long-term debt ratio-
Interest coverage34.87
Gross margin-
Net margin-
ROA63.2%
ROE92.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€103k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€96k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€85k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€103k
Equity 10/15€70k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€65k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€85k
Operating result 9901€84k
Financial income 75€535
Financial charges 65€2k
Result before taxes 9903€82k
Income taxes 67/77€17k
Net result for the period 9904€65k
Result to be appropriated 9905€65k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

2 connected companies
Group structure
CED BELGIUM
Subsidiary · 15 locations
→
CED Claims Management
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
Sint-Martens-Latem exact location from the address register

Establishment units

1 location
INSITIO
Maurice Syslaan 9, 9830 Sint-Martens-LatemOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.353.291.165
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area859 m²
Buildings1
Building footprint139 m²
Volume (LiDAR)748 m³
Tallest building8.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0744/00W000 Flanders 859 m² 1 · 139 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
10-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
10-06-2024 Registered office moved from Gent to Sint-Martens-Latem Registered-office change
  • Roderoestraat 1B bus 201, 9000 Gent → Maurice Syslaan 9 9830 Sint-Martens-Latem

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL INSITIO
Registered office
Maurice Syslaan 9
9830 Sint-Martens-Latem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.