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IMMO TECHNO

Active
Private limited company (pre-2019)founded 2004active for 21 yearsLeuvensesteenweg 931, 1140 Evere, BelgiumKBO/BCE: BE 0869.995.572

The file of IMMO TECHNO contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 0.5% (very low). The 2025 annual accounts show equity of €37,489 and a net result of -€2,689. Equity is shrinking by about 8.2% per year across the filed financial years. Its solvency ranks better than 95% of 22,260 sector peers (NACE 47, financial year 2025).

Overview

Activity
Retail sale of souvenirs and religious articles
NACE 47784
1 site
Size
€39,204total assets 2025
Equity
€37,489
Loss
-€2,689
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 31 days late0 of 1 deed read
Why 83raises riskSize: total assets €39,204lowers riskFounded in 2004Liquidity: current ratio 22.83, cash €7,371Equity €37,489 (95.6% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100+20
equity 95.6% of total assets
Liquidity 74+44
short-term debt 4.4% · cash 18.8%
Profitability 20+1
return on assets -6.9%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,221 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 03-2025: 0.6% 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.1 percentage points vs 09-2025 11-2025: 1.2%▲ +0.5 percentage points vs 10-2025 12-2025: 1.3%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.4%▼ -0.9 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications
Liquidity ample (current ratio 22.83, compared with 2.23 in 2024, above the usual 1.5; short-term debt: 4.4% and cash: 18.8% of total assets), and 4.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 79% on liquidity, 22% on profitability and 29% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 22.83, cash €7,371
NBB · annual accounts
lowers risk · Equity €37,489 (95.6% of total assets)
NBB · annual accounts
raises risk · Size: total assets €39,204
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€2,689
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-12-2025, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
2 days early
2023
30 days late
2022
6 days early
2021
2 days late
2020
51 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 2 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end17-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than 10 timescurrent ratio 22.83
  3. Bankruptcy reversalFrench-language Enterprise Court of Brussels…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€2,689 View
  • Positive: Among the best 5% on solvencysector median 33.5% · 22,260 companies 95.6% View
  • Total assets 20256 financial years filed €39,204 View

By topic

Financials

Financial year
2025
Total assets
€39,204
Loss
-€2,689
Solvency
95.6%
Total assets▼ 46.1%
Net result
20192025
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 31-10-2026
  1. 06-12-2024Opening
  2. 29-10-2024Annual accounts filed
  3. 30-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
16-11-2004
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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