IMMO SERMA
ActiveSummary
The computed 12-month bankruptcy probability of IMMO SERMA is 1.7% (moderate). The 2025 annual accounts show negative equity (-€25,610) and a net result of €59,455. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 11,259 sector peers (NACE 68, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 10-04-2013 Normal situation
- Activity
- Real estate agency activities NACE 68310and 1 other
- Establishment unit
- 2.220.591.801 7330 Saint-Ghislain, since 10-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.7%
- Gross margin
- €91,462
- ▲ 55.6%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €59,455
- ▲ 242%
- Equity
- -€25,610
- ▲ 69.9%
- Total assets
- €225,371
- ▲ 9.2%
- Staff
- ≈ 0.7 FTE
- estimated
- Negative equity on 31-12-2025
- 2025 accounts filed 39 days after the deadline
Score breakdownraises riskLast filed accounts filed 39 days late; 3 of the last 3 accounts lateLiquidity: current ratio 1.05, cash €598, halvedNegative equity -€25,610lowers riskSize: total assets €225,371Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 13% of them on solvency, 3% on liquidity, 95% on profitability and 89% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as IMMO SERMA: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €208,000 and €272,000, founded between 2012 and 2014.
| Company | Total assets | Gross margin |
|---|---|---|
| IMMO SERMA Saint-Ghislain | €225,371 | €91,462 |
| OZIMMO Charleroi | €208,326 | €88,133 |
| VERSACO Destelbergen | €208,809 | €82,528 |
| DBO EXPERTISES ET MANAGEMENT Rixensart | €210,625 | €88,071 |
| IMMOBILIERE OOSTEN&QUIX Ukkel | €256,208 | €87,484 |
| MILANDEV Zulte | €263,640 | €82,715 |
| Vastgoedplus Duffel | €272,055 | €88,484 |
Key facts about IMMO SERMA
- What is the company number of IMMO SERMA?
- The company number of IMMO SERMA is 0525.900.841. The VAT number is the same number with BE in front: BE 0525.900.841.
- Where is IMMO SERMA based?
- The registered office is at Rue Ferrer(B) 13, 7331 Saint-Ghislain.Company details
- What does IMMO SERMA do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of IMMO SERMA?
- The legal form of IMMO SERMA is Private limited company (BV).
- When was IMMO SERMA founded?
- IMMO SERMA was founded on 10-04-2013.
- Is IMMO SERMA still active?
- Yes, IMMO SERMA is an active enterprise in the KBO register.
- How many employees does IMMO SERMA have?
- IMMO SERMA had an average of 0.5 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of IMMO SERMA?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €91,462 and 32 comparable companies (NACE 683). It probably lies between €120,000 and €250,000.
- Is IMMO SERMA profitable?
- In financial year 2025, IMMO SERMA made a profit of €59,455.
- Where can I find the annual accounts of IMMO SERMA?
- IMMO SERMA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO SERMA due?
- IMMO SERMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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