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IMMO - GY

Active
Private limited companyfounded 2025active for 1 yearKapellestraat 54, 9160 Lokeren, BelgiumKBO/BCE: BE 1020.897.680

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

IMMO - GY has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,688 and a net result of -€28,312. Its solvency ranks better than 29% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

KBO
Status
Active since 11-03-2025 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 3 others
Establishment unit
2.371.232.603 9160 Lokeren, since 11-03-2025
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€63,962
Turnover
≈ €160,000
estimated
Loss
€28,312
Equity
€146,688
Total assets
€1.4m
Filed on 31-07-2026, on timeat the National Bank
Score breakdownraises riskLiquidity: current ratio 0.32Founded in 2025lowers riskSector: Real estate activities (NACE 68)Size: total assets €1.4mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 50% of micro companies in real estate (NACE 68)
Financial strength
Average
Solvency 35
equity 10.2% of total assets
Liquidity 100
short-term debt 8.7%
Profitability 24
return on assets -2.0%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 04-2026: 0.7%lowest value 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026highest value 11-2026: 1.0%● unchanged vs 10-2026highest value
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.32, below 1. Short-term debt is 8.7% of total assets. 89.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 31% of them on solvency, 98% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.32
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Comparable companies

These companies have the same main activity as IMMO - GY: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €683,000 and €3m, founded between 2023 and 2024.

CompanyTotal assetsGross margin
IMMO - GY Lokeren€1.4m€0.06m
Objectif Patrimoine Immobilier Anderlecht€2.2m€0.07m
TRIJULINE MANAGEMENT³ Namur€0.7m€0.09m
YOU-BUILD Oudsbergen€0.8m€0.07m
LAMA Estate Erpe-Mere€1.3m€0.3m
CHESTNUT FARM Houthulst€3.0m€0.03m
BLUE MOON Poperinge€2.0m€0.1m
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about IMMO - GY

What is the company number of IMMO - GY?
The company number of IMMO - GY is 1020.897.680. The VAT number is the same number with BE in front: BE 1020.897.680.
Where is IMMO - GY based?
The registered office is at Kapellestraat 54, 9160 Lokeren.Company details
What does IMMO - GY do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of IMMO - GY?
The legal form of IMMO - GY is Private limited company (BV).
When was IMMO - GY founded?
IMMO - GY was founded on 11-03-2025.
Is IMMO - GY still active?
Yes, IMMO - GY is an active enterprise in the KBO register.
What is the turnover of IMMO - GY?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €63,962 and 47 comparable companies (NACE 681). It probably lies between €86,000 and €350,000.Financials
Is IMMO - GY profitable?
In financial year 2025, IMMO - GY made a loss of €28,312.
Where can I find the annual accounts of IMMO - GY?
IMMO - GY filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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