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IMA CAR

Active
Private limited company (pre-2019)founded 2002active for 24 yearsRue des Déportés(CO) 1, 6180 Courcelles, BelgiumKBO/BCE: BE 0478.122.205
Summary

IMA CAR has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,002) and a net result of -€3,519. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 11% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 05-08-2002 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.250.365.851 6180 Courcelles, since 01-02-2016
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
-€9,015
Loss
€3,519
▲ 3.8%
Equity
-€8,002
▼ 78.5%
Total assets
€110,373
▼ 6.5%
Employees on 31-12-2025
1
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€8,002Liquidity: current ratio 1.01lowers riskSize: total assets €110,373Founded in 2002Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 18-3
equity -7.3% of total assets
Liquidity 0-13
short-term debt 90.2%
Profitability 15=
return on assets -3.2%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025highest value 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%▼ -0.1 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.1%▼ -0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value 11-2026: 1.1%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is tight, with a current ratio of 1.01 (1.14 in 2024), below the usual 1.5. Short-term debt is 90.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 17% of them on solvency, 1% on liquidity, 20% on profitability and 7% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €110,373
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€8,002
NBB · annual accounts
raises risk · Liquidity: current ratio 1.01
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€8,002
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
57 days early
2023
29 days late
2022
54 days early
2021
41 days early
2020
27 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,002 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€3,519 View
  • Caution: Lower solvency than 88% of companies in retail tradesector median 36.6% · 12,775 companies -7.3% View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as IMA CAR: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €97,000 and €138,000, founded between 1998 and 2006.

CompanyTotal assetsGross margin
IMA CAR Courcelles€110,373-€9,015
CELLIS Ukkel€101,221-€9,159
EMMERY Evere€98,963-€3,700
De Coster Automotive Meise€130,505-€7,543
ATELIER CARROSSERIE MECANIQUE Arlon€100,830-€9,998
GARAGE BASTIAENS CARLO Lanaken€138,030-€7,822
AMONI Antwerpen€96,980-€21,947
Full comparison

Key facts about IMA CAR

What is the company number of IMA CAR?
The company number of IMA CAR is 0478.122.205. The VAT number is the same number with BE in front: BE 0478.122.205.
Where is IMA CAR based?
The registered office is at Rue des Déportés(CO) 1, 6180 Courcelles.Company details
What does IMA CAR do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of IMA CAR?
The legal form of IMA CAR is Private limited company (pre-2019) (BVBA).
When was IMA CAR founded?
IMA CAR was founded on 05-08-2002.
Is IMA CAR still active?
Yes, IMA CAR is an active enterprise in the KBO register.
How many employees does IMA CAR have?
IMA CAR had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IMA CAR?
The annual accounts for financial year 2025 state no turnover.
Is IMA CAR profitable?
In financial year 2025, IMA CAR made a loss of €3,519.
Where can I find the annual accounts of IMA CAR?
IMA CAR filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMA CAR due?
IMA CAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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