Financials
- Financial year
- 2025
- Turnover
- €26.8m
- Profit
- €2.3m
- Solvency
- 42.1%
Turnover▲ 49.2%
Net result
20212025
Summary
HYPOTHEEKWINKEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.0m and a net result of €2.3m. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 51% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
3rd fastest staff growth in Flemish Brabant, Finance and insurance sector5 sites
Size
€26.8mturnover 2025
- Staff
- 25 FTE
- Equity
- €9.0m
- Profit
- €2.3m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- Horizon Holdco · 100%
- Holdings
- 1
- Grégory KronDirector
- NOBUMANCOManaging director · permanent representative David Geerts
- Thomas VandevilleDirector
Auditor: Finvision Bedrijfsrevisoren Waregem BV2025 accounts 32 days early4 of 15 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
69 days late
2023
67 days late
2022
42 days late
2021
143 days late
2020
26 days late
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 October (4 of the last 5 filed years within 75 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Resignations: Joost Moerland, Jorre Eduard Bonjer…Appointments: Thomas Vandeville, Grégory Kron…
- Resignations: De Gele Veter BV (managing…Permanent representatives: David Geerts and…
Key points
- Positive: Result rose in 2025from €1.0m to €2.3m ▲ 129% View
- Caution: Board changedlatest change 18-02-2026 · 3 in office 3 joined · 5 left View
- Positive: 3rd fastest staff growth in Flemish Brabant, Finance and insurance sectorin the Checked rankings No. 3 View
- Positive: 8 profitable years in a rowprofit 2025: €2.3m 8 years View
- Controlled by Horizon Holdcothe company in turn controls 1 companies 100% View
By topic
Board & ownership
- Board
- 3 members
- Parent
- Horizon Holdco · 100%
- Auditor
- Finvision Bedrijfsrevisoren Waregem BV
- Grégory KronDirector
- NOBUMANCOManaging director
- Thomas VandevilleDirector
Network & group
- Subsidiaries
- 1
- Connected companies
- 1
1 subsidiary
Timeline
- Events
- 34
- Since
- 2002
- Next accounts
- by 31-07-2027
- 31-12-2025Highest result from 2018 to 2025
- 08-10-2025Annual accounts filed
- 17-12-2024Reappointment: Finvision Bedrijfsrevisoren Waregem BV (statutory auditor)
Company details
- Sites
- 5
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 15-02-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about HYPOTHEEKWINKEL
- What is the company number of HYPOTHEEKWINKEL?
- 0474.087.795. In Belgium the VAT number is the company number with BE in front: BE 0474.087.795.
- Where is HYPOTHEEKWINKEL based?
- The registered office is at Leuvensesteenweg 643, 1930 Zaventem.Company details
- What does HYPOTHEEKWINKEL do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of HYPOTHEEKWINKEL?
- Private limited company (BV).
- When was HYPOTHEEKWINKEL founded?
- On 15-02-2001.
- Is HYPOTHEEKWINKEL still active?
- Yes, HYPOTHEEKWINKEL is an active enterprise in the KBO register.
- How many employees does HYPOTHEEKWINKEL have?
- On average 25 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HYPOTHEEKWINKEL?
- €26.8m in financial year 2025, according to the filed annual accounts.
- Is HYPOTHEEKWINKEL profitable?
- In financial year 2025, HYPOTHEEKWINKEL made a profit of €2.3m.
- Where can I find the annual accounts of HYPOTHEEKWINKEL?
- HYPOTHEEKWINKEL filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HYPOTHEEKWINKEL due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to HYPOTHEEKWINKEL
Parent and group
- Horizon Holdco100%
Subsidiaries and holdings
- VERZEKERINGEN100%
Comparable companies
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- Mithras Underwriting Europe SRLSint-Joost-ten-Node
- Texel EuropeElsene
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