HVE Consulting

Active

Private limited companyfounded 2024active for 2 yearsAbeelestraat 14, 8710 Wielsbeke, BelgiumKBO/BCE: BE 1010.244.310

Summary

HVE Consulting has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €25,351 and a net result of €14,029. Its solvency ranks better than 45% of 66 sector peers (NACE 96, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

HVE ConsultingActiveChecked score 87/100

Risk analysis Report Compare

Activity

Beauty care and other beauty treatments

NACE 96220

1 site

Size

€77,298total assets 2026

Equity: €25,351
Profit: €14,029

Turnover not published (micro format)

Financial health

87 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Hélène Van ElstDirector

Accounts 26 days early

Why 87raises riskFounded in 2024Size: total assets €77,298lowers riskLiquidity: current ratio 6.26, cash €52,425Show the evidence

Checked score

Score 2026

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 81% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Strong

Solvency 58+14

equity 32.8% of total assets

Liquidity 99-1

short-term debt 10.9% · cash 67.8%

Profitability 91+9

return on assets 18.1%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)

Last 24 months 07-2025: 0.6% 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.4%▼ -0.4 percentage points vs 09-2026lowest value

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity ample (current ratio 6.26, compared with 5.27 in 2025, above the usual 1.5; short-term debt: 10.9% and cash: 67.8% of total assets), but 67.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 55% on solvency, 97% on liquidity, 80% on profitability and 92% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.