Skip to content

HF INFORMATIQUE

Active
Private limited companyfounded 2006active for 20 yearsRue Burenville 90, 4000 Liège, BelgiumKBO/BCE: BE 0881.692.386
Summary

HF INFORMATIQUE has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €219,222. Equity has been growing by about 9.5% per year since 2018. Its solvency ranks better than 95% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-06-2006 Normal situation
Activity
Retail sale of information and communication equipment NACE 47400and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.154.353.667 4000 Liège, since 08-06-2006
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€485,177
▲ 15.0%
Turnover
≈ €3.3m
estimated
Profit
€219,222
▲ 17.1%
Equity
€2.1m
▲ 11.4%
Total assets
€2.4m
▲ 13.7%
Employees on 31-12-2025
4
=
Score breakdownlowers riskFounded in 2006Liquidity: current ratio 9.33, cash €346,327Equity €2.1m (89.3% of total assets)Figures for financial year 2025 (filed on 11-05-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.3% of total assets
Liquidity 68+3
short-term debt 10.7% · cash 14.4%
Profitability 80=
return on assets 9.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.33 (11.19 in 2024), above the usual 1.5. Short-term debt is 10.7% and cash 14.4% of total assets. 10.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 74% on liquidity, 71% on profitability and 63% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 9.33, cash €346,327
NBB · annual accounts
lowers risk · Equity €2.1m (89.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 11-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
81 days early
2024
28 days late
2023
30 days late
2022
67 days early
2021
51 days early
2020
31 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (4 of the last 5 accounts filed within 79 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in retail tradesector median 36.1% · 5,039 companies 89.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €219,222 8 years View

Recent changes

  1. · Gazette deed Legal-form change · Resignations & appointmentsChanges of role: Philippe MALOIR, Raphael PERIN and Benoit BOUILLON
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as HF INFORMATIQUE: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €1.1m and €3.2m, founded between 2000 and 2010.

CompanyTotal assetsGross margin
HF INFORMATIQUE Liège€2.4m€0.5m
Emixa Industry Solutions Antwerpen€1.9m€0.6m
TELECOMCENTER SHOP BEERNEM Beernem€1.5m€0.3m
EXALTO BENELUX Tubize€3.2m€0.7m
DOCUMENT SOLUTION LIEGE Grâce-Hollogne€1.7m€0.5m
MMI SOLUTION Oupeye€1.7m€0.5m
DSP INTERFACE Juprelle€1.1m€0.4m
Full comparison

Key facts about HF INFORMATIQUE

What is the company number of HF INFORMATIQUE?
The company number of HF INFORMATIQUE is 0881.692.386. The VAT number is the same number with BE in front: BE 0881.692.386.
Where is HF INFORMATIQUE based?
The registered office is at Rue Burenville 90, 4000 Liège.Company details
What does HF INFORMATIQUE do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of HF INFORMATIQUE?
The legal form of HF INFORMATIQUE is Private limited company (BV).
When was HF INFORMATIQUE founded?
HF INFORMATIQUE was founded on 06-06-2006.
Is HF INFORMATIQUE still active?
Yes, HF INFORMATIQUE is an active enterprise in the KBO register.
How many employees does HF INFORMATIQUE have?
HF INFORMATIQUE had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does HF INFORMATIQUE fall under?
In its 2025 annual accounts, HF INFORMATIQUE states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of HF INFORMATIQUE?
The turnover in financial year 2025 is ≈ €3.3m. This figure is estimated from the gross margin of €485,177 and 219 comparable companies (NACE 47). It probably lies between €1.8m and €5.1m.
Is HF INFORMATIQUE profitable?
In financial year 2025, HF INFORMATIQUE made a profit of €219,222.
Where can I find the annual accounts of HF INFORMATIQUE?
HF INFORMATIQUE filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HF INFORMATIQUE due?
HF INFORMATIQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.