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heta

Active
KBO/BCE: BE 0759.612.839
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Age5 yrs
Staff (FTE)10.6
Connections12
Real estate2 parcels · 9,274 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of heta is 0.4% (very low). The 2024 annual accounts show equity of €958k and a net result of €294k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 7336 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 16-07-2025 15 d early 2025-00273792
31-12-2023 31-07-2024 01-07-2024 30 d early 2024-00187649
31-12-2022 31-07-2023 28-07-2023 3 d early 2023-00283192
31-12-2021 31-07-2022 19-07-2022 12 d early 2022-20208895

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€294k-69.1%
Working capital€82k-90.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · micro
€0€500k€1.00M€1.50MOperating result 2021: €43k€43kNet result 2021: €32k€32kOperating result 2022: €22k€22kNet result 2022: €12k€12kOperating result 2023: €1.28M€1.28MNet result 2023: €950k€950kOperating result 2024: €416k€416kNet result 2024: €294k€294k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~37% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€250k€500k€750k€1.00M2021: €37k2022: €49k2023: €999k2024: €958k2021202220232024
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 40.5% 65.0%
better than 27% of 7336 sector peers
Net result €294k €32k
better than 95% of 7333 sector peers
Equity €958k €58k
better than 95% of 7338 sector peers
Gross operating margin €1.17M €52k
better than 95% of 7327 sector peers
Staff costs €596k €17k
higher than 95% of 1081 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P27
2021: P28 · n=17332022: P22 · n=37942023: P49 · n=58012024: P27 · n=73362021 2024
Stable position over 2021-2024 · n=1733-7336
Net result P95
2021: P65 · n=17282022: P33 · n=37922023: P95 · n=57972024: P95 · n=73332021 2024
Improving position over 2021-2024 · n=1728-7333
Equity P95
2021: P52 · n=17332022: P60 · n=37962023: P95 · n=58042024: P95 · n=73382021 2024
Improving position over 2021-2024 · n=1733-7338
Gross operating margin P95
2021: P91 · n=17262022: P95 · n=37862023: P95 · n=57932024: P95 · n=73272021 2024
Stable position over 2021-2024 · n=1726-7327
Describes the position versus peers, not a forecast.
EBITDA
€563k
-56.3% 21-24
Net profit
€294k
-69.1% 21-24
Cash flow
€441k
-54.1% 21-24
Total assets
€2.36M
+42.9% 21-24
Equity
€958k
-4.1% 21-24
Working capital
€82k
-90.8% 21-24
Employees (FTE)
11
+15.2% 21-24
Staff costs
€596k
+18.3% 21-24
Income taxes
€114k
-65.6% 21-24
Dividends
€335k
- 21-24
Debt
€1.40M
+114.6% 21-24
Debt ≤ 1y
€1.39M
+111.6% 21-24
Current ratio
1.06
-55.1% 21-24
Quick ratio
1.06
-55.1% 21-24
Solvency
40.5%
-32.9% 21-24
Debt / equity
1.47
+123.8% 21-24
ROE
30.7%
-67.8% 21-24
ROA
12.4%
-78.4% 21-24
Interest coverage
23.20
-94.8% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€563k
Net profit€294k
Cash flow€441k
Staff costs€596k
Income taxes€114k
Dividends€335k
Total assets€2.36M
Equity€958k
Debt€1.40M
of which ≤ 1y€1.39M
of which > 1y-
Working capital€82k
Employees (FTE)10.6
Ratios (computed)
2024
Current ratio1.06
Quick ratio1.06
Working capital ratio3.5%
Solvency40.5%
Debt / equity1.47
Long-term debt ratio-
Interest coverage23.20
Gross margin-
Net margin-
ROA12.4%
ROE30.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.36M
Fixed assets 21/28€896k
Intangible fixed assets 21€687k
Tangible fixed assets 22/27€173k
Financial fixed assets 28€35k
Current assets 29/58€1.47M
Amounts receivable within one year 40/41€1.05M
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.36M
Equity 10/15€958k
Contributions / capital 10/11€6k
Reserves 13€952k
Amounts payable 17/49€1.40M
Amounts payable within one year 42/48€1.39M
Trade debts payable within one year 44€307k
Income statement
Gross operating margin 9900€1.17M
Operating result 9901€416k
Financial income 75€16k
Financial charges 65€24k
Result before taxes 9903€408k
Income taxes 67/77€114k
Net result for the period 9904€294k
Result to be appropriated 9905€294k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

12 connected companies
Awbury Belgium, Shared address ABAwbury BelgiumBKCS, Shared address BBKCSBlink Digital, Shared address BDBlink DigitalBMC Software Belgium, Shared address BSBMC SoftwareBelgiumCAPGEMINI BELGIUM, Shared address CBCAPGEMINIBELGIUMCBRE GWS Belgium, Shared address CGCBRE GWSBelgiumHUMAN GOLD, Shared address HGHUMAN GOLDSAP BELGIUM - SYSTEMS APPLICATIONS AND PRODUCTS, Shared address SBSAP BELGIUM -SYSTEMS …DUCTSSECO BELGIUM ASBL, Shared address SBSECO BELGIUMASBLSECO MANCO, Shared address SMSECO MANCOTHERMAL INSULATION ASSOCIATION FOR QUALITY, Shared address TITHERMALINSULATI…ALITYUmani Project Solutions, Shared address UPUmani ProjectSolutionsheta heta0759.612.839
Shared address / shareholder
Network connections
Awbury Belgium
Shared address
→
BKCS
Shared address
→
Blink Digital
Shared address
→
BMC Software Belgium
Shared address
→
CAPGEMINI BELGIUM
Shared address
→
CBRE GWS Belgium
Shared address
→
HUMAN GOLD
Shared address
→
SECO BELGIUM ASBL
Shared address
→
SECO MANCO
Shared address
→
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
heta
Hermeslaan 9, 1831 Machelen (Brab.)Uitgeven van overige software
since 20202.310.521.687
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area9,274 m²
Buildings2
Building footprint4,118 m²
Volume (LiDAR)14,571 m³
Tallest building20.8 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23015B0056/00R000 Flanders 5,325 m² 1 · 3,164 m² 7.2 m
23645C0156/00H003 Flanders 3,949 m² 1 · 954 m² 20.8 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
Address history · 2
29-11-2023
v3.2
25-04-2022
v3.2
All acts · 4 updated 1 year ago
2025
10-02-2025 Articles of association amended Statutes amendment
Summary: v3.2
2023
29-11-2023 Registered office moved from Hasselt to Machelen Registered-office change
  • Lummense Kiezel 51, 3510 Hasselt → Hermeslaan 9, 1831 Machelen
Summary: v3.2
2022
25-04-2022 Registered office moved from Sint-Truiden to Hasselt Registered-office change
  • Rummenweg 11, 3800 Sint-Truiden → Lummense Kiezel 51, 3510 Hasselt
Summary: v3.2
2020
11-12-2020 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency63Growth78Stability94
83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 100
Solvency 63
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL heta
Registered office
Medialaan 32
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.