H & R
ActiveSummary
H & R has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526,557 and a net result of €113,871. Equity has been growing by about 35% per year since 2018. Its solvency ranks better than 86% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 17-12-1998 Normal situation
- Activity
- Wholesale of clothing, excluding workwear and underwear NACE 46423and 1 other
- Establishment unit
- 2.270.454.254 3582 Beringen, since 31-03-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2025
Board and ownership
- HEYLIGEN LILIANEDirector · since 17-12-1998
- REYDERS PAULDirector · since 17-12-1998
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €173,747
- ▼ 6.9%
- Turnover
- ≈ €710,000
- estimated
- Profit
- €113,871
- ▼ 7.5%
- Equity
- €526,557
- ▲ 27.6%
- Total assets
- €619,302
- ▲ 32.5%
- Staff
- ≈ 0 FTE
- estimated
- 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 2 of the last 3 accounts lateLiquidity: current ratio 8.18, cash €37,127, halvedlowers riskFounded in 1998Equity €526,557 (85.0% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 63% on liquidity, 86% on profitability and 80% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as H & R: wholesale of clothing, excluding workwear and underwear (NACE 46423). They are comparable in size and age: total assets between €466,000 and €826,000, founded between 1997 and 2005.
| Company | Total assets | Gross margin |
|---|---|---|
| H & R Beringen | €619,302 | €173,747 |
| WADO Havelange | €655,334 | €206,674 |
| JOHN OOMS AGENTUREN Grimbergen | €627,531 | €132,395 |
| E - BLC Antwerpen | €554,361 | €209,950 |
| J.M.F. ROOSEN Bilzen-Hoeselt | €826,177 | €250,506 |
| DW-SPORTS Hasselt | €538,101 | €164,703 |
| SPLASH Eupen | €466,267 | €204,535 |
Key facts about H & R
- What is the company number of H & R?
- The company number of H & R is 0464.910.112. The VAT number is the same number with BE in front: BE 0464.910.112.
- Where is H & R based?
- The registered office is at Mouterijstraat 87, 3582 Beringen.Company details
- What does H & R do?
- According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
- What is the legal form of H & R?
- The legal form of H & R is Private limited company (BV).
- When was H & R founded?
- H & R was founded on 17-12-1998.
- Is H & R still active?
- Yes, H & R is an active enterprise in the KBO register.
- What is the turnover of H & R?
- The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €173,747 and 30 comparable companies (NACE 464). It probably lies between €440,000 and €990,000. In financial year 2020 turnover was €356,114.Financials
- Is H & R profitable?
- In financial year 2025, H & R made a profit of €113,871.
- Where can I find the annual accounts of H & R?
- H & R filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of H & R due?
- H & R must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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