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H C AGENTUR

Active
Private limited company (pre-2019)founded 1992active for 33 yearsBlauwesteenstraat(HEU) 34, 9070 Destelbergen, BelgiumKBO/BCE: BE 0448.684.881
Summary

H C AGENTUR has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,818 and a net result of €13,449. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 91% of 9,664 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-11-1992 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.060.506.662 9070 Destelbergen, since 05-03-1997
Financial year end
31 December
Peppol
Reachable since 20-01-2026

Board and ownership

Board
  • COELS HUBERTDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€19,933
▲ 6.4%
Turnover
≈ €120,000
estimated
Profit
€13,449
▲ 7.0%
Equity
€101,818
▲ 15.2%
Total assets
€111,701
▲ 15.3%
  • 2025 accounts filed 19 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 12.23, cash €71,448Equity €101,818 (91.2% of total assets)Sector: Office administrative, office support and other business support activities (NACE 82)Founded in 1992Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.2% of total assets
Liquidity 100=
short-term debt 8.2% · cash 64.0%
Profitability 68-2
return on assets 12.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.23 (12.5 in 2024), above the usual 1.5. Short-term debt is 8.2% and cash 64% of total assets. 8.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 97% on liquidity, 35% on profitability and 61% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 12.23, cash €71,448
NBB · annual accounts
lowers risk · Equity €101,818 (91.2% of total assets)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
29 days early
2023
23 days late
2022
23 days late
2021
11 days late
2020
24 days late
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in office administrative supportsector median 50.3% · 9,664 companies 91.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €13,449 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as H C AGENTUR: other business support services (NACE 82990). They are comparable in size and age: total assets between €77,800 and €152,000, founded between 1987 and 2000.

CompanyTotal assetsGross margin
H C AGENTUR Destelbergen€111,701€19,933
VINILOUVE Fontaine-l'Evêque€128,020€21,366
NEYT Gent€115,582€26,283
NorthEast Consulting Aalst€100,572€22,316
AGNOMEN Gent€132,899€13,839
Fratel - Management Sint-Niklaas€151,960€25,150
LUMELIAN ACTIVITIES Herzele€77,756€15,204
Full comparison

Key facts about H C AGENTUR

What is the company number of H C AGENTUR?
The company number of H C AGENTUR is 0448.684.881. The VAT number is the same number with BE in front: BE 0448.684.881.
Where is H C AGENTUR based?
The registered office is at Blauwesteenstraat(HEU) 34, 9070 Destelbergen.Company details
What does H C AGENTUR do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of H C AGENTUR?
The legal form of H C AGENTUR is Private limited company (pre-2019) (BVBA).
When was H C AGENTUR founded?
H C AGENTUR was founded on 17-11-1992.
Is H C AGENTUR still active?
Yes, H C AGENTUR is an active enterprise in the KBO register.
What is the turnover of H C AGENTUR?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €19,933 and 44 comparable companies (NACE 82990). It probably lies between €61,000 and €220,000. It is a rough estimate.Financials
Is H C AGENTUR profitable?
In financial year 2025, H C AGENTUR made a profit of €13,449.
Where can I find the annual accounts of H C AGENTUR?
H C AGENTUR filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H C AGENTUR due?
H C AGENTUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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