GIFRAM

Active

Public limited companyfounded 1995active for 30 yearsRue de la Terre à Briques(MAR) 29, 7522 Tournai, Belgium99 active companies are registered at this addressKBO/BCE: BE 0456.725.191

Summary

GIFRAM has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.4m) and a net result of €47,121. Equity is growing by about 3.4% per year across the filed financial years. Its solvency ranks better than 9% of 692 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

GIFRAMActiveChecked score 53/100

Risk analysis Report Compare

Activity

Residential care activities

NACE 87301

Size

€4.9mtotal assets 2025

Equity: -€1.4m
Profit: €47,121

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 2

2025 accounts 63 days early9 deeds in the Belgian Official Gazette

Why 53raises riskCapped at 59: negative equityNegative equity -€1.4mlowers riskSize: total assets €4.9mSector: Residential care activities (NACE 87)Figures for financial year 2025 (filed 03-06-2026)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 21% of its sector peers (NACE 87, small)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-7

equity -28.4% of total assets

Liquidity 12+10

short-term debt 128.4% · cash 9.8%

Profitability 40-1

return on assets 1.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (614 companies, NACE 87, small)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.57, compared with 0.7 in 2024, below 1; short-term debt: 128.4% and cash: 9.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small): better than 4% on solvency, 6% on liquidity, 21% on profitability and 53% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €4.9m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€1.4m

NBB · annual accounts

Sector: Residential care activities (NACE 87)

KBO

Figures for financial year 2025 (filed 03-06-2026)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 692 sector peers (2025).

NBB · sector comparison

Position among 692 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

63 days early

2024

27 days early

2023

7 days early

2022

7 days early

2021

2 days early

2020

18 days early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-05-2026 Annual accounts filedfinancial year 2025 · full…
04-07-2025 Annual accounts filedfinancial year 2024 · full…
24-07-2024 Annual accounts filedfinancial year 2023 · full…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€1.4m View
Caution: Among the weakest 5% on equitysector median €865,456 · 692 companies -€1.4m View
Caution: Result fell in 2025from €110,591 to €47,121 ▼ 57.4% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 5 profitable years in a rowprofit 2025: €47,121 5 years View

By topic

Financials

Financial year: 2025
Total assets: €4.9m
Profit: €47,121
Solvency: -28.4%

Total assets▼ 37.6%

Net result

20182025

Go to Financials

Network & group

Holdings: 2

2 holdings

Go to Network & group

Timeline

Events: 32
Since: 1997
Next accounts: by 31-07-2027

24-07-2023Annual accounts filed
29-07-2022Annual accounts filed
31-12-2021Back to profit

Go to Timeline

Company details

Legal form: Public limited company
Activity: Residential care activitiesNACE 87301
Founded: 05-12-1995
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about GIFRAM

What is the company number of GIFRAM?: 0456.725.191. In Belgium the VAT number is the company number with BE in front: BE 0456.725.191.
Where is GIFRAM based?: The registered office is at Rue de la Terre à Briques(MAR) 29, 7522 Tournai.Company details
What does GIFRAM do?: According to the KBO register, the main activity is residential care activities (NACE 87301).
What is the legal form of GIFRAM?: Public limited company (NV).
When was GIFRAM founded?: On 05-12-1995.
Is GIFRAM still active?: Yes, GIFRAM is an active enterprise in the KBO register.
What is the turnover of GIFRAM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GIFRAM profitable?: In financial year 2025, GIFRAM made a profit of €47,121.
Where can I find the annual accounts of GIFRAM?: GIFRAM filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GIFRAM due?: By 31-07-2027, for financial year 2026.Timeline