GIEMO
ActiveSummary
GIEMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €22k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.24 against 8.5 in 2024; short-term debt: 10.7% and cash: 92.1% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
10.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
33 d early
2023
60 d early
2022
45 d early
2021
44 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 13.0%
2024 · €167k
2018: €98k
2019: €105k
2020: €119k
2021: €116k
2022: €135k
2023: €153k
2024: €167k
2018 → 2025
Total assets
€213k▲ 11.7%
2024 · €191k
2018: €112k
2019: €117k
2020: €152k
2021: €141k
2022: €164k
2023: €181k
2024: €191k
2018 → 2025
Net result
€22k▲ 47.8%
2024 · €15k
2018: €9k
2019: €8k
2020: €14k
2021: €-3k
2022: €20k
2023: €18k
2024: €15k
2018 → 2025
Working capital
€187k▲ 13.2%
2024 · €165k
2018: €95k
2019: €104k
2020: €114k
2021: €110k
2022: €129k
2023: €148k
2024: €165k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€135k▲ 17.1%€153k▲ 13.1%€167k▲ 9.0%€189k▲ 13.0%
Operating result€-3k-€29k€27k▼ 5.8%€22k▼ 18.8%€34k▲ 56.0%
Net result€-3k-€20k€18k▼ 6.7%€15k▼ 20.8%€22k▲ 47.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€3k ▼ 5.7%
Current assets
€210k ▲ 11.9%
Equity and liabilities €213k
Equity
€189k ▲ 13.0%
Debt
€24k ▲ 2.6%
Debt's share of the balance-sheet total falls from 12.4% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €26k
Cash flow
€25k▲
2024 · €19k
Current ratio
9.24▲
2024 · 8.50
Quick ratio
9.19▲
2024 · 8.45
Debt to equity
0.13▼
2024 · 0.14
ROE
11.5%▲
2024 · 8.8%
ROA
10.2%▲
2024 · 7.7%
Interest coverage
20.69▲
2024 · 18.83
Debt ≤ 1 year
€23k▲
2024 · €22k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€191k€213k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€50€0▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€188k€210k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€842€1k▲
Cash at bank and in hand54/58€176k€196k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€191k€213k▲
Equity10/15€167k€189k▲
Contributions10/11€6k€6k=
Reserves13€161k€182k▲
Distributable reserves133€161k€182k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€24k€24k▲
Amounts payable within one year42/48€22k€23k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€7k€7k▲
Other amounts payable47/48€11k€13k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€960€957▼
Non-recurring operating charges66A-€86
Gross operating margin9900€27k€39k▲
Operating profit (loss)9901€22k€34k▲
Financial income75/76B€103€154▲
Recurring financial income75€103€154▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€21k€33k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€15k€22k▲
Profit (loss) for the period to be appropriated9905€15k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€22k▲
Transfer from equity791/2€833€0▼
Transfer to equity691/2€15k€22k▲
To other reserves6921€15k€22k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €22k ▲47.8%
Operating result €34k, net result €22k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €153k ▲13.1%
2 profitable years in a row build equity to €153k.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100kEq €105k ▲7.2%
2 profitable years in a row build equity to €105k.
Show earlier events
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijkelstraat 463511 HasseltGround area
748 m²
Building footprint
78 m²
Volume, LiDAR
421 m³
Parcel 71483E0336/00F000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GIEMO BVBA
since 19972.083.264.545
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483E0336/00F000 | Flanders | 748 m² | 1 · 78 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALGEMENE DAKWERKEN VAN CRAEN
BE 0440.006.351
Heist-op-den-Berg · Eq €188,369
Dehertoghe
BE 0647.841.026
Aarschot · Eq €188,952
Dakwerken De Bie
BE 0741.805.916
Scherpenheuvel-Zichem · Eq €188,051
TOP-BOUW
BE 0475.574.568
Gent · Eq €189,180
ARCALE
BE 0809.755.604
Frameries · Eq €187,687
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-1997
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.