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Gabert

Active
Public limited companyfounded 1974active for 52 yearsRue de la Résistance(K) 201, 7540 Tournai, BelgiumKBO/BCE: BE 0414.393.995
Summary

Gabert has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,273 and a net result of -€1,887. Equity is shrinking by about 8% per year across the filed financial years. Its solvency ranks better than 33% of 146 sector peers (NACE 20, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Manufacture of chemicals and chemical products
NACE 20411
8th oldest company in Tournai, Manufacturing sector1 site
Size
€103,928total assets 2025
Equity
€31,273
Loss
-€1,887
Turnover not published (abbreviated or micro format)Total assets -55%: capital reduction
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
Accounts 23 days early2 of 6 deeds read
Why 93lowers riskLiquidity: current ratio 4888.43, cash €91,445Founded in 1974Size: total assets €103,928Legal form: public limited companyShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 20, micro)
Financial strength · tick = 2024
Strong
Solvency 55-28
equity 30.1% of total assets
Liquidity 100+48
short-term debt 0.0% · cash 88.0%
Profitability 33+6
return on assets -1.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (355 companies, NACE 20, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.7 percentage points vs 06-2025highest value 08-2025: 0.8%● unchanged vs 07-2025highest value 09-2025: 0.8%● unchanged vs 08-2025highest value 10-2025: 0.8%● unchanged vs 09-2025highest value 11-2025: 0.8%● unchanged vs 10-2025highest value 12-2025: 0.8%● unchanged vs 11-2025highest value 01-2026: 0.8%● unchanged vs 12-2025highest value 02-2026: 0.3%▼ -0.5 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
short-term debt: 0% and cash: 88% of total assets, and 69.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 20, micro): better than 46% on solvency, 98% on liquidity, 35% on profitability and 10% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4888.43, cash €91,445
NBB · annual accounts
lowers risk · Founded in 1974
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €103,928
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,887
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
51 days early
2023
23 days late
2022
17 days late
2021
67 days late
2020
49 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median (NACE 20) for financial year 2024 is 22 days before the deadline, and 27% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Liquidity more than 495 timescurrent ratio 4888.43
  3. Capital & shares · Amendment of…Capital · Capital decrease ·…

Key points

  • Caution: Equity fell in 2025capital reduction ▼ 76.5% View
  • Caution: Among the weakest 20% on equitysector median €461,584 · 146 companies €31,273 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€1,887 View
  • Active since 1974founded 15-07-1974 52 years View

By topic

Financials

Financial year
2025
Total assets
€103,928
Loss
-€1,887
Solvency
30.1%
Total assets▼ 54.8%
Net result
20182025
Go to Financials

Timeline

Events
59
Since
1978
Next accounts
by 31-07-2027
  1. 10-06-2025Annual accounts filed
  2. 31-12-2024Liquidity more than doubled
  3. 23-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of chemicals and chemical productsNACE 20411
Founded
15-07-1974
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Annual meeting
25 May at 18:00
Purpose
“Faire, pour son compte ou pour compte de tiers, la fabrication, le conditionnement et le…” (deed in French)
Go to Articles of association

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