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FUNERA

Judicial reorganisation
Private limited company (pre-2019)founded 201213 yrs activeChaussée de Douai(RS) 58, 7610 Rumes, BelgiumKBO/BCE: BE 0501.927.290
Summary

The file of FUNERA contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show equity of €1.0m and a net result of -€39,313. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 6131 sector peers (fiscal year 2024).

Are you a creditor?

Judicial reorganisation Source: Belgian Official Gazette

Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.

The procedure

Court
Enterprise Court of Hainaut
Official Gazette
29-04-2025 (pdf) ↗search the document for 2025/117596

What to do now

  1. Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
  2. How you are paid depends on the track: an amicable settlement, a collective agreement with a plan the creditors vote on, or a transfer. The judgment and RegSol say which.
  3. What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
  4. The file is in RegSol, where you can read the documents of the procedure.

Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.

View the file in RegSol ↗ Watch Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.

General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company

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Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190NACE 96031Funeral services NACE 96301
#9 company by equity in Rumes6 sites
Size
€1.4mtotal assets 2024
Staff
4.5 FTE
Equity
€1.0m
Loss
-€39,313
Financial health
24 Critical Checked score 2024
Reorganisation running: about 1 in 4 bankrupt within the year
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 24- In judicial reorganisation- Filed more than 90 days lateShow the evidence

Checked score

Score 2024
24 / 100
Critical
Without a bankruptcy probability: score from the figures alone
An ongoing judicial reorganisation from the Belgian State Gazette caps the score at 24. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 95-5
equity 70.5% of total assets
Liquidity 40-30
short-term debt 29.5% · cash 1.9%
Profitability 25-53
return on assets -2.7%
Bankruptcy probability, 12 months

Judicial reorganisation

About 1 in 4 comparable companies went bankrupt within the year

A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).

No credit on open account during an ongoing judicial reorganisation
Liquidity ample (current ratio 2.33 against 4.36 in 2023; short-term debt: 29.5% and cash: 1.9% of total assets), and 29.5% of the assets are financed with debt.

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Belgian State Gazette
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-11-2025, 97 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
97 d late
2023
390 d late
2022
196 d late
2021
87 d late
2020
10 d late
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 124 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Court officer appointedTribunal de l’entreprise du Hainaut

Key points

  • Risk: In judicial reorganisationcreditors: see the procedure below 29-04-2025 View
  • Caution: From profit to loss in 2024after €98,494 in 2023 -€39,313 View
  • Caution: Among the weakest 15% on net resultsector median €91,096 · 6,142 companies -€39,313 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View

By topic

Financials

Fiscal year
2024
Total assets
€1.4m
Loss
-€39,313
Solvency
70.5%
Total assets▲ 8.8%
Net result
20182024
Go to Financials

Timeline

Events
16
Since
2016
  1. 05-11-2025Annual accounts filed
  2. 25-08-2025Annual accounts filed
  3. 29-04-2025Court officer appointed
Go to Timeline

Company details

Sites
6
Legal form
Private limited company (pre-2019)
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
12-12-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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