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FRUDELCO

Active
Private limited companyfounded 1994active for 31 yearsRue Joseph Joirkin 37, 4357 Donceel, BelgiumKBO/BCE: BE 0453.851.716
Summary

FRUDELCO has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,465 and a net result of -€8,582. Equity has been growing by about 3.5% per year since 2018. Its solvency ranks better than 53% of 6,167 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-11-1994 Normal situation
Activity
Wholesale of fruit and vegetables, excluding potatoes NACE 46319
Joint committees
220 Paritair Comité voor de bedienden uit de voedingsnijverheid
118 Paritair Comité voor de voedingsnijverheid · annual accounts 2025
Establishment unit
2.069.576.360 4357 Donceel, since 29-12-1994
Financial year end
31 December
Peppol
Reachable since 10-02-2026

Board and ownership

Shareholders
  • Jean COURTOISannual accounts 2025

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Turnover
€1.3m
▼ 3.3%
Loss
€8,582
Equity
€256,465
▼ 3.2%
Total assets
€534,867
▲ 0.7%
Employees on 31-12-2025
5
=
Filed on 27-07-2026, 4 days before the deadline
Score breakdownraises riskSize: turnover €1.3m, 5.5 FTE, total assets €534,867lowers riskLiquidity: current ratio 1.82, cash €75,550Founded in 1994Equity €256,465 (47.9% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 73-2
equity 47.9% of total assets
Liquidity 42+6
short-term debt 51.7% · cash 14.1%
Profitability 27-45
return on assets -1.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.4 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.82 (1.91 in 2024), above the usual 1.5. Short-term debt is 51.7% and cash 14.1% of total assets. However, 52.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 56% of them on solvency, 39% on liquidity, 25% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €1.3m, 5.5 FTE, total assets €534,867
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.82, cash €75,550
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €256,465 (47.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
22 days late
2023
5 days late
2022
65 days late
2021
30 days late
2020
20 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €70,403 in 2024 -€8,582 View
  • Positive: 2nd largest company by total assets in Donceel, Wholesale and retail trade…in the Checked rankings No. 2 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: COURTOIS Jean Paul Maurice Léon, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as FRUDELCO: wholesale of fruit and vegetables, excluding potatoes (NACE 46319). They are comparable in size and age: total assets between €386,000 and €961,000, founded between 1987 and 2000.

CompanyTotal assetsGross margin
FRUDELCO Donceel€534,867€281,839
WYSEUR Brugge€568,649€408,351
MUSHROOM CITY Tielt-Winge€801,657€318,324
ARGRO Ardooie€961,330€338,362
ARMANDO PAPA'S 1648 Sint-Gillis-Waas€589,257€209,120
AU PERE CLEMENT Namur€693,986€463,399
JOVAM Tongeren-Borgloon€386,292€244,561
Full comparison

Key facts about FRUDELCO

What is the company number of FRUDELCO?
The company number of FRUDELCO is 0453.851.716. The VAT number is the same number with BE in front: BE 0453.851.716.
Where is FRUDELCO based?
The registered office is at Rue Joseph Joirkin 37, 4357 Donceel.Company details
What does FRUDELCO do?
According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
What is the legal form of FRUDELCO?
The legal form of FRUDELCO is Private limited company (BV).
When was FRUDELCO founded?
FRUDELCO was founded on 16-11-1994.
Is FRUDELCO still active?
Yes, FRUDELCO is an active enterprise in the KBO register.
How many employees does FRUDELCO have?
FRUDELCO had an average of 5.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does FRUDELCO fall under?
In its 2025 annual accounts, FRUDELCO states joint committees 220 (Paritair Comité voor de bedienden uit de voedingsnijverheid) and 118 (Paritair Comité voor de voedingsnijverheid).
What is the turnover of FRUDELCO?
The turnover of FRUDELCO was €1.3m in financial year 2025, according to the filed annual accounts.
Is FRUDELCO profitable?
In financial year 2025, FRUDELCO made a loss of €8,582.
Where can I find the annual accounts of FRUDELCO?
FRUDELCO filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FRUDELCO due?
FRUDELCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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