Floating Clouds
ActiveSummary
Floating Clouds has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €9k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.69 against 30.62 in 2024; short-term debt: 12.3% and cash: 52.5% of total assets), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
7.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
147 d early
2022
103 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 12.4%
2024 · €128k
2022: €58k
2023: €115k
2024: €128k
2022 → 2025
Total assets
€128k▼ 3.2%
2024 · €133k
2022: €76k
2023: €135k
2024: €133k
2022 → 2025
Net result
€9k▼ 31.6%
2024 · €13k
2022: €55k
2023: €57k
2024: €13k
2022 → 2025
Working capital
€106k▼ 13.9%
2024 · €123k
2022: €54k
2023: €111k
2024: €123k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€58k-€115k▲ 99.7%€128k▲ 11.6%€113k▼ 12.4%
Operating result€69k-€73k▲ 6.2%€53k▼ 27.9%€63k▲ 19.7%
Net result€55k-€57k▲ 5.2%€13k▼ 76.8%€9k▼ 31.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€7k ▲ 24.1%
Current assets
€122k ▼ 4.3%
Equity and liabilities €128k
Equity
€113k ▼ 12.4%
Debt
€16k ▲ 281%
Debt's share of the balance-sheet total rises from 3.1% to 12.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €54k
Cash flow
€11k▼
2024 · €15k
Current ratio
7.69▼
2024 · 30.62
Debt to equity
0.14▲
2024 · 0.03
ROE
8.1%▼
2024 · 10.4%
ROA
7.1%▼
2024 · 10.1%
Interest coverage
1.25▼
2024 · 1.47
Debt ≤ 1 year
€16k▲
2024 · €4k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€128k▼
Fixed assets21/28€5k€7k▲
Tangible fixed assets22/27€5k€7k▲
Furniture and vehicles24€1k€729▼
Other tangible fixed assets26€4k€6k▲
Current assets29/58€127k€122k▼
Amounts receivable after more than one year29€25k€32k▲
Other amounts receivable291€25k€32k▲
Amounts receivable within one year40/41€17k€20k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€84k€67k▼
Deferred charges and accrued income490/1€870€2k▲
Equity and liabilities
Total equity and liabilities10/49€133k€128k▼
Equity10/15€128k€113k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€125k€110k▼
Amounts payable17/49€4k€16k▲
Amounts payable within one year42/48€4k€16k▲
Financial debts43-€71
Credit institutions430/8-€71
Trade debts44€677€9k▲
Suppliers440/4€677€9k▲
Taxes, remuneration and social security45€857€7k▲
Taxes450/3€857€7k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€938€766▼
Gross operating margin9900€55k€66k▲
Operating profit (loss)9901€53k€63k▲
Financial income75/76B€1k€861▼
Recurring financial income75€1k€861▼
Financial charges65/66B€37k€52k▲
Recurring financial charges65€37k€52k▲
Profit (loss) for the period before taxes9903€17k€12k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€13k€9k▼
Profit (loss) for the period to be appropriated9905€13k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€125k€135k▲
Profit (loss) brought forward from the previous period14P€112k€125k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €9k ▼31.6%
Net result drops to €9k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 30.62
Current ratio from 6.48 to 30.62; short-term debt falls from €20k to €4k.
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €57k ▲5.2%
Operating result €73k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲99.7%
2 profitable years in a row build equity to €115k.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenboslaan 83120 TremeloGround area
517 m²
Building footprint
104 m²
Volume, LiDAR
643 m³
Parcel 24109B0731/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Floating Clouds
since 20212.324.126.631
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109B0731/00E000 | Flanders | 517 m² | 1 · 104 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,886 EUR awarded · 3,886 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,238 EUR | 3,238 EUR |
| 2024 | 1 | 648 EUR | 648 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900N1Z2YUMUDQNL45
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,179 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:katrien@floatingclouds.info