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FITCHA FACADE

Active
Private limited companyfounded 2025active for 1 yearJozef Van Elewijckstraat 86, 1853 Grimbergen, Belgium18 active companies are registered at this addressKBO/BCE: BE 1020.630.436
Summary

The computed 12-month bankruptcy probability of FITCHA FACADE is 5.7% (elevated). The annual accounts of FITCHA FACADE for financial year 2025 show a net loss of 475% of total assets. The 2025 annual accounts show equity of €351 and a net result of -€2,649. Its solvency ranks better than 71% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
FITCHA FACADEActiveChecked score 37/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€557total assets 2025
Equity
€351
Loss
-€2,649
Turnover not published (micro format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.7%
Structure
2025 accounts filed 28 days late
Why 37raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 2.701 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 49% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 88
equity 63.0% of total assets
Liquidity 66
short-term debt 37.0%
Profitability 0
return on assets -475.2%
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)
Last 24 months 04-2026: 3.6%lowest value 05-2026: 3.7%▲ +0.1 percentage points vs 04-2026 06-2026: 4.1%▲ +0.4 percentage points vs 05-2026 07-2026: 4.2%▲ +0.1 percentage points vs 06-2026 08-2026: 4.6%▲ +0.4 percentage points vs 07-2026 09-2026: 3.9%▼ -0.7 percentage points vs 08-2026 10-2026: 5.7%▲ +1.8 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 72% on solvency, 71% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 2.70
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Appointments: HUBERT MASLOWSKI (director) and ACHRAF…Resignation: Hamza El Harrak (director)…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Resignation: FARID EL HAMMOUTI (director)Appointment: Hamza El Harrak (director)

Key points

  • Caution: Among the weakest 13% on equitysector median €45,649 · 9,319 companies €351 View
  • Board changedlatest change 30-06-2026 · 3 in office 2 joined · 1 left View
  • Total assets 2025first financial year filed €557 View

By topic

Financials

Financial year
2025
Total assets
€557
Loss
-€2,649
Solvency
63.0%
Go to Financials

Board & ownership

Board
3 members
  • FARID EL HAMMOUTIDirector
  • ACHRAF EL HARRAKDirector
  • HUBERT MASLOWSKIDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about FITCHA FACADE

What is the company number of FITCHA FACADE?
1020.630.436. In Belgium the VAT number is the company number with BE in front: BE 1020.630.436.
Where is FITCHA FACADE based?
The registered office is at Jozef Van Elewijckstraat 86, 1853 Grimbergen.Company details
What does FITCHA FACADE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FITCHA FACADE?
Private limited company (BV).
When was FITCHA FACADE founded?
On 03-03-2025.
Is FITCHA FACADE still active?
Yes, FITCHA FACADE is an active enterprise in the KBO register.
What is the turnover of FITCHA FACADE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FITCHA FACADE profitable?
In financial year 2025, FITCHA FACADE made a loss of €2,649.
Where can I find the annual accounts of FITCHA FACADE?
FITCHA FACADE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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