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FINVECO

Active
Private limited companyfounded 2013active for 13 yearsMeusegemstraat 100, 1861 Meise, BelgiumKBO/BCE: BE 0540.598.420
Summary

FINVECO has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €910,128 and a net result of -€25,836. Equity grew by about 9% per year on average since 2018. In 2025 it fell by 2.8%. Its solvency ranks better than 95% of 39,312 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-10-2013 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.223.062.925 1861 Meise, since 08-10-2013
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€39,021
▼ 14.4%
Loss
€25,836
▼ 10.1%
Equity
€910,128
▼ 2.8%
Total assets
€911,786
▼ 2.8%
Turnover not published (micro format)
Score breakdownraises riskLiquidity: current ratio 549.63, cash €12,740lowers riskSize: total assets €911,786Equity €910,128 (99.8% of total assets)Figures for financial year 2025 (filed on 01-05-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 100=
equity 99.8% of total assets
Liquidity 52-1
short-term debt 0.2% · cash 1.4%
Profitability 15=
return on assets -2.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,544 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €80,000 on 30-day terms is acceptable
Short-term debt is 0.2% and cash 1.4% of total assets. 0.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 39% on liquidity, 12% on profitability and 35% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €911,786
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 549.63, cash €12,740
NBB · annual accounts
lowers risk · Equity €910,128 (99.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-05-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25,836
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
92 days early
2024
113 days early
2023
110 days early
2022
103 days early
2021
110 days early
2020
74 days early
2019
108 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 101 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€25,836 View
  • Caution: Lower net result than 94% of companies in head offices and management consultancysector median €27,169 · 39,328 companies -€25,836 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Change of role: De Smedt Seraf, from manager to directorPermanent representatives: Johan Jacobs, Kris Bollen and 2 others · Legal-form conversion: from private limited company (pre-2019) to private limited company
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as FINVECO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €801,000 and €1.2m, founded between 2012 and 2015.

CompanyTotal assetsGross margin
FINVECO Meise€0.9m-€0.04m
BRAYNS Sint-Pieters-Leeuw€0.9m-€0.02m
EXETERA Grimbergen€1.1m-€0.002m
VARIOZA Sint-Genesius-Rode€1.0m-€0.01m
SILVER CARE HOMES Leuven€0.8m-€0.005m
B&S MANAGEMENT Zaventem€1.1m-€0.007m
TRIMENSION CAPITAL Sint-Genesius-Rode€1.2m-€0.001m
Full comparison

Key facts about FINVECO

What is the company number of FINVECO?
The company number of FINVECO is 0540.598.420. The VAT number is the same number with BE in front: BE 0540.598.420.
Where is FINVECO based?
The registered office is at Meusegemstraat 100, 1861 Meise.Company details
What does FINVECO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FINVECO?
FINVECO is a private limited company (BV).
When was FINVECO founded?
FINVECO was founded on 08-10-2013.
Is FINVECO still active?
Yes, FINVECO is an active enterprise in the KBO register.
What is the turnover of FINVECO?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is FINVECO profitable?
In financial year 2025, FINVECO made a loss of €25,836.
Where can I find the annual accounts of FINVECO?
FINVECO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINVECO due?
FINVECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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