FINPACT

Active

Private limited companyfounded 2017active for 9 yearsStevens-Delannoystraat 12, 1020 Brussel, BelgiumKBO/BCE: BE 0679.996.328

Summary

FINPACT has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €419,621 and a net result of €1,440. Equity is growing by about 39% per year across the filed financial years. Its solvency ranks better than 20% of 11,715 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

FINPACTActiveChecked score 87/100

Risk analysis Report Compare

Activity

Engineering and related technical consultancy, excluding land surveyors

NACE 71121

1 site

Size

€2.3mtotal assets 2025

Equity: €419,621
Profit: €1,440

Turnover not published (micro format)

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 3 days early1 of 2 deeds summarised

Why 87raises riskLiquidity: current ratio 1.19, cash €34,064, halved1 of the last 3 latelowers riskSize: total assets €2.3mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 21% of its sector peers (NACE 71, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 43-8

equity 18.4% of total assets

Liquidity 7-49

short-term debt 81.6% · cash 1.5%

Profitability 30-13

return on assets 0.1%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (689 companies, NACE 71, small)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.2%▼ -0.1 percentage points vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.19, compared with 5.14 in 2024, below the usual 1.5; short-term debt: 81.6% and cash: 1.5% of total assets), and 81.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small): better than 24% on solvency, 4% on liquidity, 17% on profitability and 37% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €2.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.19, cash €34,064, halved

NBB · annual accounts

Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)

KBO

1 of the last 3 late

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11715 sector peers (2025).

NBB · sector comparison

Position among 11715 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

3 days early

2024

28 days late

2023

89 days late

2022

31 days late

2021

31 days late

2020

26 days late

2019

62 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 34 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-07-2026 Annual accounts filedfinancial year 2025 · micro…
28-08-2025 Annual accounts filedfinancial year 2024 · micro…
28-10-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 8% on equitysector median €63,811 · 11,720 companies €419,621 View
Positive: 6 profitable years in a rowprofit 2025: €1,440 6 years View
Total assets 20256 financial years filed €2.3m View

By topic

Financials

Financial year: 2025
Total assets: €2.3m
Profit: €1,440
Solvency: 18.4%

Turnover▲ 123%

Net result

20192022

Go to Financials

Timeline

Events: 16
Since: 2019
Next accounts: by 31-07-2027

31-12-2023Highest result from 2018 to 2025
31-12-2023Liquidity more than doubled
31-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded: 23-08-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Purpose: “La consultance en matière financière, en matière de contrôle de gestion, la prestation de…” (deed in French)

Go to Articles of association

Key facts about FINPACT

What is the company number of FINPACT?: 0679.996.328. In Belgium the VAT number is the company number with BE in front: BE 0679.996.328.
Where is FINPACT based?: The registered office is at Stevens-Delannoystraat 12, 1020 Brussel.Company details
What does FINPACT do?: According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of FINPACT?: Private limited company (BV).
When was FINPACT founded?: On 23-08-2017.
Is FINPACT still active?: Yes, FINPACT is an active enterprise in the KBO register.
How many employees does FINPACT have?: On average 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of FINPACT?: €1.0m in financial year 2022, according to the filed annual accounts.
Is FINPACT profitable?: In financial year 2025, FINPACT made a profit of €1,440.
Where can I find the annual accounts of FINPACT?: FINPACT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINPACT due?: By 31-07-2027, for financial year 2026.Timeline

Companies related to FINPACT

Comparable companies

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Overview