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FINMORE

Active
Private limited companyfounded 2008active for 18 yearsHeidedreef 33, 2970 Schilde, BelgiumKBO/BCE: BE 0898.974.224
Summary

FINMORE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €1.1m. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 84% of 2,795 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€3.1mtotal assets 2025
Equity
€2.6m
Profit
€1.1m
Turnover not published (abbreviated format)
Financial health
99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts on time1 of 4 deeds summarised
Why 99lowers riskFigures for financial year 2025 (filed 01-05-2026)Liquidity: current ratio 4.75, cash €1.5mSize: total assets €3.1mEquity €2.6m (83.9% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 93% of its sector peers (NACE 82, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 96-3
short-term debt 15.8% · cash 48.6%
Profitability 100=
return on assets 33.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,115 companies, NACE 82, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €260,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.75, compared with 5.31 in 2024, above the usual 1.5; short-term debt: 15.8% and cash: 48.6% of total assets), and 16.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 89% on solvency, 97% on liquidity, 97% on profitability and 87% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Figures for financial year 2025 (filed 01-05-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.75, cash €1.5m
NBB · annual accounts
lowers risk · Size: total assets €3.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €2.6m (83.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 day early
2022
2 days early
2021
1 day early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end24-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €1.1m ▲102%
  3. Equity above €2mequity €2.6m ▲46%

Key points

  • Positive: Result rose in 2025from €524,651 to €1.1m ▲ 102% View
  • Positive: Among the best 5% on net resultsector median €21,020 · 2,796 companies €1.1m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €1.1m 7 years View

By topic

Financials

Financial year
2025
Total assets
€3.1m
Profit
€1.1m
Solvency
83.9%
Total assets▲ 48.5%
Net result
20192025
Go to Financials

Timeline

Events
20
Since
2010
Next accounts
by 30-04-2027
  1. 30-04-2025Annual accounts filed
  2. 05-06-2024Amendment of the articles · Legal-form change…
  3. 29-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
26-06-2008
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
23
Annual meeting
First Monday of March at 18:00
Purpose
“Het verlenen van managementadviezen van financiële,technische,commerciële of…” (deed in Dutch)
Go to Articles of association

Key facts about FINMORE

What is the company number of FINMORE?
0898.974.224. In Belgium the VAT number is the company number with BE in front: BE 0898.974.224.
Where is FINMORE based?
The registered office is at Heidedreef 33, 2970 Schilde.Company details
What does FINMORE do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of FINMORE?
Private limited company (BV).
When was FINMORE founded?
On 26-06-2008.
Is FINMORE still active?
Yes, FINMORE is an active enterprise in the KBO register.
What is the turnover of FINMORE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FINMORE profitable?
In financial year 2025, FINMORE made a profit of €1.1m.
Where can I find the annual accounts of FINMORE?
FINMORE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINMORE due?
By 30-04-2027, for financial year 2026.Timeline

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