Financials
- Financial year
- 2025
- Total assets
- €187,109
- Profit
- €70,937
- Solvency
- 41.1%
FinLa
ActiveSummary
FinLa has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,937 and a net result of €70,937. Its solvency ranks better than 38% of 39,131 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
€187,109total assets 2025
- Equity
- €76,937
- Profit
- €70,937
Turnover not published (micro format)
Why 95raises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.23, cash €103,130Size: total assets €187,109Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency
66
equity 41.1% of total assets
Liquidity
69
short-term debt 58.9% · cash 55.1%
Profitability
100
return on assets 37.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: < 0.1%lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.23, below the usual 1.5; short-term debt: 58.9% and cash: 55.1% of total assets), and 58.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 39% on solvency, 62% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-12-2025, 129 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
129 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: LAGAERT Istvan Margareta (director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- LAGAERT Istvan MargaretaDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 24-04-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 9
- Annual meeting
- Last Saturday of March at 10:00
Key facts about FinLa
- What is the company number of FinLa?
- 1022.649.026. In Belgium the VAT number is the company number with BE in front: BE 1022.649.026.
- Where is FinLa based?
- The registered office is at Beekstraat(VRA) 18, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
- What does FinLa do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of FinLa?
- Private limited company (BV).
- When was FinLa founded?
- On 24-04-2025.
- Is FinLa still active?
- Yes, FinLa is an active enterprise in the KBO register.
- What is the turnover of FinLa?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is FinLa profitable?
- In financial year 2025, FinLa made a profit of €70,937.
- Where can I find the annual accounts of FinLa?
- FinLa filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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