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FINIMVEST

Active
Public limited companyfounded 1993active for 33 yearsPutsesteenweg (C) 96, 2920 Kalmthout, BelgiumKBO/BCE: BE 0451.008.329
Summary

FINIMVEST has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.1m and a net result of €2.6m. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 54% of 106 sector peers (NACE 02, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-09-1993 Normal situation
Activity
Forestry and logging NACE 02100and 2 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment unit
2.233.017.501 2920 Kalmthout, since 01-07-2014
Financial year end
31 December
Peppol
Reachable since 13-02-2024

Board and ownership

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€4.3m
▲ 29.8%
Turnover
≈ €7.4m
estimated
Profit
€2.6m
▲ 17.2%
Equity
€11.1m
▲ 31.2%
Total assets
€19.8m
▲ 24.3%
Employees on 31-12-2025
4
=
Filed on 27-07-2026, 4 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLiquidity: current ratio 3.33, cash €355,926lowers riskSize: 3.8 FTE, total assets €19.8mFounded in 1993Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in forestry (NACE 02)
Financial strength · tick: 2024
Strong
Solvency 81+3
equity 56.0% of total assets
Liquidity 52-3
short-term debt 5.5% · cash 1.8%
Profitability 85-1
return on assets 13.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (532 companies, NACE 02, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.5 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 1.0%▼ -0.2 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 0.2%▼ -0.8 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €1,000,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.33 (2.37 in 2024), above the usual 1.5. Short-term debt is 5.5% and cash 1.8% of total assets. 44% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 02, micro). It does better than 62% of them on solvency, 53% on liquidity, 82% on profitability and 81% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 3.33, cash €355,926
NBB · annual accounts
lowers risk · Size: 3.8 FTE, total assets €19.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
21 days early
2023
6 days early
2022
66 days early
2021
12 days early
2020
16 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 02), the median for financial year 2024 was 6 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in the province of Antwerp, Forestry sectorin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: Equity rose in 2025from €8.4m to €11.1m ▲ 31.2% View
  • Flemish supportawarded from 2023 to 2025 €156,018 View

Recent changes

  1. · Gazette deed Registered office moved from Antwerpen to Kalmthout
  2. · Gazette deed Registered office moved within Antwerpen
  3. · Gazette deed Purpose · Amendment of the articles
All 22 events

Comparable companies

These companies have the same main activity as FINIMVEST: forestry and logging (NACE 02100). They are comparable in size and age: total assets between €4.3m and €30m, founded between 1977 and 2007.

CompanyTotal assetsGross margin
FINIMVEST Kalmthout€19.8m€4.3m
NV BUCHAI SA Destelbergen€29.9m€2.3m
DE KRUISBERG Arendonk€8.3m€1.2m
DOMANOY Villers-la-Ville€22.6m-
HOUTMOLEN Gistel€5.1m€1.2m
GROUPEMENT FORESTIER DU BOIS DES MOINES Tenneville€8.8m€0.8m
Van Bruwaene - Kindt Lichtervelde€4.3m€1.1m
Full comparison

Key facts about FINIMVEST

What is the company number of FINIMVEST?
The company number of FINIMVEST is 0451.008.329. The VAT number is the same number with BE in front: BE 0451.008.329.
Where is FINIMVEST based?
The registered office is at Putsesteenweg (C) 96, 2920 Kalmthout.Company details
What does FINIMVEST do?
According to the KBO register, the main activity is forestry and logging (NACE 02100).
What is the legal form of FINIMVEST?
The legal form of FINIMVEST is Public limited company (NV).
When was FINIMVEST founded?
FINIMVEST was founded on 30-09-1993.
Is FINIMVEST still active?
Yes, FINIMVEST is an active enterprise in the KBO register.
How many employees does FINIMVEST have?
FINIMVEST had an average of 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does FINIMVEST fall under?
In its 2024 annual accounts, FINIMVEST states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of FINIMVEST?
The turnover in financial year 2025 is ≈ €7.4m. This figure is estimated from the gross margin of €4.3m and 1,586 comparable companies of the same size. It probably lies between €5.0m and €12.0m. It is a rough estimate.
Is FINIMVEST profitable?
In financial year 2025, FINIMVEST made a profit of €2.6m.
Where can I find the annual accounts of FINIMVEST?
FINIMVEST filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINIMVEST due?
FINIMVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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