Fingo
ActiveSummary
Fingo has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21.6m and a net result of €7.5m. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 52% of 365 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 09-04-1980 Normal situation
- Activity
- Manufacture of other non-metallic mineral products NACE 23630and 3 others
- Joint committees
- 106 Paritair Comité voor het cementbedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment units
- 2.017.435.890 2390 Malle, since 18-04-1980
- 2.227.261.441 2390 Malle, since 26-10-2009and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Gevanca BVDirector · since 04-06-2021
- Auditor
- KPMG Bedrijfsrevisoren
- V.C. CRESCENDO HOLDING76.92%· score 942025 annual accounts of V.C. CRESCENDO HOLDING
- Holdings
- Shares in 2 companies Fingo and Fingo Holding
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Turnover
- €51.5m
- ▲ 18.8%
- Profit
- €7.5m
- ▲ 68.8%
- Equity
- €21.6m
- ▲ 25.8%
- Total assets
- €45.1m
- ▼ 4.3%
- Employees on 31-12-2025
- 84
- ▼ 4.5%
Score breakdownraises riskLiquidity: current ratio 2.22, cash €3.0mlowers riskSize: turnover €51.5m, 84.4 FTE, total assets €45.1mFounded in 1980Sector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, medium-sized). It does better than 54% of them on solvency, 67% on liquidity, 96% on profitability and 91% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher net result than 95% of companies in non-metallic mineral productssector median €97,059 · 365 companies €7.5m View
- Positive: Result rose in 2025from €4.4m to €7.5m ▲ 68.8% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €7.5m 8 years View
- Flemish supportawarded from 2022 to 2025 €52,126 View
Recent changes
- · Gazette deed Reappointment: KPMG Bedrijfsrevisoren (statutory auditor)Permanent representative: Mike Boonen
- · Gazette deed Reappointment: KPMG Bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Mike Boonen and Van Cauwenbergh Gert
- · Gazette deed Merger: FINGO takes over FINGO - FREDERICKX
Comparable companies
These companies have the same main activity as Fingo: manufacture of other non-metallic mineral products (NACE 23630). They are comparable in size and age: total assets between €22m and €73m, founded between 1968 and 1993.
| Company | Total assets | Turnover |
|---|---|---|
| Fingo Malle | €45.1m | €51.5m |
| TUBOBEL AQUA Tessenderlo-Ham | €36.7m | €38.4m |
| DECLERCQ STORTBETON Waregem | €72.6m | €72.2m |
| CANTILLANA Gent | €29.6m | €33.8m |
| J. Janssens en Zonen Brecht | €37.1m | €82.1m |
| DE RYCKE GEBROEDERS Beveren-Kruibeke-Zwijndrecht | €22.5m | €37.1m |
| TRANS - BETON Wingene | €30.5m | €46.5m |
Key facts about Fingo
- What is the company number of Fingo?
- The company number of Fingo is 0420.493.020. The VAT number is the same number with BE in front: BE 0420.493.020.
- Where is Fingo based?
- The registered office is at Nijverheidsstraat 21, 2390 Malle.Company details
- What does Fingo do?
- According to the KBO register, the main activity is manufacture of other non-metallic mineral products (NACE 23630).
- What is the legal form of Fingo?
- The legal form of Fingo is Public limited company (NV).
- When was Fingo founded?
- Fingo was founded on 09-04-1980.
- Is Fingo still active?
- Yes, Fingo is an active enterprise in the KBO register.
- How many employees does Fingo have?
- Fingo had an average of 84.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Fingo fall under?
- In its 2025 annual accounts, Fingo states joint committees 106 (Paritair Comité voor het cementbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of Fingo?
- The turnover of Fingo was €51.5m in financial year 2025, according to the filed annual accounts.
- Is Fingo profitable?
- In financial year 2025, Fingo made a profit of €7.5m.
- Where can I find the annual accounts of Fingo?
- Fingo filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fingo due?
- Fingo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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