Checked.be · Company dossierhttps://checked.be/en/c/fing-services-0645635760 · as of 24-10-2026
FING-SERVICES
Active
Private limited company (pre-2019) · founded 2016 · active for 10 yearsHuivelde 153, 9240 Zele, BelgiumKBO/BCE: BE 0645.635.760
The file of FING-SERVICES contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
For FING-SERVICES, at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is at least 25% (high). The 2023 annual accounts show negative equity (-€32,426) and a net result of €4,130. Equity is shrinking by about 53% per year across the filed financial years. Its solvency ranks better than 19% of 2,832 sector peers (NACE 93, financial year 2023).
2024 accounts not filed, 450 days past the deadline3 deeds in the Belgian Official Gazette
Signalsraises riskReorganisation plan being carried out (approved, Gazette 03-06-2024)2 financial years not filed after the legal deadline; last filed accounts filed 174 days late; 3 of the last 3 lateFigures for financial year 2023 (filed 23-01-2025)Liquidity: current ratio 0.35Two or more financial years not filed2023 accounts filed 174 days lateShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency2+2
equity -23.0% of total assets
Liquidity41-5
short-term debt 56.8%
Profitability72+55
return on assets 2.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
≥ 25%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.3% (4,255 companies, NACE 93, micro)
Last 24 months11-2024: ≥ 25%12-2024: ≥ 25%● unchanged vs 11-202401-2025: ≥ 25%● unchanged vs 12-202402-2025: ≥ 25%● unchanged vs 01-202503-2025: ≥ 25%● unchanged vs 02-202504-2025: ≥ 25%● unchanged vs 03-202505-2025: ≥ 25%● unchanged vs 04-202506-2025: ≥ 25%● unchanged vs 05-202507-2025: ≥ 25%● unchanged vs 06-2025lowest value08-2025: ≥ 25%● unchanged vs 07-202509-2025: ≥ 25%● unchanged vs 08-202510-2025: ≥ 25%● unchanged vs 09-202511-2025: ≥ 25%● unchanged vs 10-202512-2025: ≥ 25%● unchanged vs 11-202501-2026: ≥ 25%● unchanged vs 12-202502-2026: ≥ 25%● unchanged vs 01-202603-2026: ≥ 25%● unchanged vs 02-2026highest value04-2026: ≥ 25%● unchanged vs 03-202605-2026: ≥ 25%● unchanged vs 04-202606-2026: ≥ 25%● unchanged vs 05-202607-2026: ≥ 25%● unchanged vs 06-202608-2026: ≥ 25%● unchanged vs 07-202609-2026: ≥ 25%● unchanged vs 08-202610-2026: ≥ 25%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline24-10-2026 today
raises risk · 2023 accounts filed 174 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-01-2025, 174 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 100 days after the deadline; the sector median (NACE 93) for financial year 2024 is 1 day before the deadline, and 42% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Plan homologationEnterprise Court of Ghent ·…
Back to profitnet €4,130
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025450 days past the deadlineView
Risk: Negative equityfinancial year 2023: debts exceed assets-€32,426View
Caution: Among the weakest 15% on equitysector median €32,132 · 2,836 companies-€32,426View