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FIMADERO

Active Risk: not assessed
Public limited companyfounded 1989active for 37 yearsLangebrugstraat 50, 8800 Roeselare, BelgiumKBO/BCE: BE 0437.587.685
Summary

FIMADERO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €40.6m and a net result of -€307,717. Equity remains stable across the filed financial years (±0% per year). Its solvency ranks better than 76% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

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FIMADEROActive
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Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
4th largest company by equity in West Flanders, Auxiliary financial services sector1 site
Size
€58.1mtotal assets 2025
Equity
€40.6m
Loss
-€307,717
Net result -375%: 12-month year
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
6
  • LFDLChair · permanent representative LEROY Francine
  • DEBAILLIE MarcDirector
  • PHINILANManaging director · permanent representative DEBAILLIE Philippe
2025 accounts filed 27 days late3 of 9 deeds summarised
Signalsraises risk2025 accounts filed 27 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
14 days early
2023
12 days early
2022
61 days early
2021
4 days early
2020
3 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€307,717
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 7% on net resultsector median €114,091 · 605 companies -€307,717 View
  • Result fell in 202512-month financial year ▼ 375% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€307,717 View

By topic

Financials

Financial year
2025
Total assets
€58.1m
Loss
-€307,717
Solvency
69.8%
Total assets▼ 0.9%
Net result
20192025
Go to Financials

Network & group

Subsidiaries
2
Direct holdings
6
Connected companies
1
Mergers and asset contributions
1

6 holdings

Go to Network & group

Timeline

Events
40
Since
1991
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than triples
  2. 13-11-2024Capital & shares · Restructuring
  3. 30-07-2024Restructuring
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
25-05-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Who signs
Two directors jointly, or a managing director alone
Financial year
From 1 October to 30 September
Annual meeting
Last Friday of February at 20:00
Purpose
“Het nemen van participaties onder welke vorm ook in alle vennootschappen in België en in…” (deed in Dutch)
Go to Articles of association

Key facts about FIMADERO

What is the company number of FIMADERO?
0437.587.685. In Belgium the VAT number is the company number with BE in front: BE 0437.587.685.
Where is FIMADERO based?
The registered office is at Langebrugstraat 50, 8800 Roeselare.Company details
What does FIMADERO do?
According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of FIMADERO?
Public limited company (NV).
When was FIMADERO founded?
On 25-05-1989.
Is FIMADERO still active?
Yes, FIMADERO is an active enterprise in the KBO register.
What is the turnover of FIMADERO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FIMADERO profitable?
In financial year 2025, FIMADERO made a loss of €307,717.
Where can I find the annual accounts of FIMADERO?
FIMADERO filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIMADERO due?
By 31-07-2027, for financial year 2026.Timeline

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