FIDELIA

Private limited companyfounded 2011active for 15 yearsBrechtsebaan 6A, 2960 Brecht, BelgiumKBO/BCE: BE 0835.351.726

Summary

FIDELIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,486 and a net result of €89,678. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 1,831 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

FIDELIAActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

2 sites

Size

€557,324total assets 2025

Staff: 9.5 FTE
Equity: €18,486
Profit: €89,678

Turnover not published (abbreviated format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: Fidelia Beheer · 100%

VOF PVE ManagementDirector · permanent representative Van Elslande Pieter

Accounts 2 days early1 of 7 deeds read

Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.

raises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1831 sector peers (2025).

NBB · sector comparison

Position among 1831 sector peers

Solvency

better than 11%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

1 day early

2023

12 days early

2022

35 days late

2021

31 days late

2020

31 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 32 days of that day).

Companies Code · seven months

Where today falls in the filing period

20-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
03-03-2026 Appointment: VOF PVE Management (director)Permanent representative: Van Elslande Pieter…
31-12-2025 Back to profitnet €89,678

Key points

Positive: Back in profit in 2025after -€19,414 in 2024 €89,678 View
Caution: Among the weakest 11% on solvencysector median 38.4% · 1,831 companies 3.3% View
Controlled by Fidelia Beheer 100% View
New directorlatest change 15-01-2026 · 1 in office 1 joined View