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FD interiorarchitects

Active
Private limited companyfounded 2020active for 6 yearsWalbosdreef 10, 9070 Destelbergen, BelgiumKBO/BCE: BE 0748.538.409
Summary

The computed 12-month bankruptcy probability of FD interiorarchitects is 5.9% (elevated). The annual accounts of FD interiorarchitects for financial year 2024 show a net loss of 51% of the equity at the start of that year. The 2024 annual accounts show equity of €3,597 and a net result of -€3,757. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 15% of 4,290 sector peers (NACE 74, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Interior design
NACE 74130Activities of interior architects NACE 71112
1 site
Size
€152,539total assets 2024
Equity
€3,597
Loss
-€3,757
Turnover not published (micro format)
Financial health
34 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.9%
Structure
Accounts 75 days overdue1 of 4 deeds read
Why 34raises riskFigures for financial year 2024 (filed 02-10-2025)1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late1 change of registered office in 24 monthslowers riskSector: Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 14% of its sector peers (NACE 74, micro)
Financial strength · tick = 2023
Weak
Solvency 27-2
equity 2.4% of total assets
Liquidity 2-14
short-term debt 97.6% · cash 1.2%
Profitability 35-37
return on assets -2.5%
Bankruptcy probability, 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,408 companies, NACE 74, micro)
Last 24 months 11-2024: 2.3% 12-2024: 1.3%▼ -1.0 percentage point vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024lowest value 02-2025: 1.3%● unchanged vs 01-2025lowest value 03-2025: 1.3%● unchanged vs 02-2025lowest value 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.8%▲ +0.4 percentage points vs 07-2025 09-2025: 2.0%▲ +0.2 percentage points vs 08-2025 10-2025: 2.9%▲ +0.9 percentage points vs 09-2025 11-2025: 1.6%▼ -1.3 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 2.8%▲ +1.2 percentage points vs 01-2026 03-2026: 2.7%▼ -0.1 percentage points vs 02-2026 04-2026: 2.8%▲ +0.1 percentage points vs 03-2026 05-2026: 2.5%▼ -0.3 percentage points vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 3.3%▲ +0.8 percentage points vs 07-2026 09-2026: 4.0%▲ +0.7 percentage points vs 08-2026 10-2026: 5.9%▲ +1.9 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.91, compared with 0.93 in 2023, below 1; short-term debt: 97.6% and cash: 1.2% of total assets), and 97.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 16% on solvency, 3% on liquidity, 24% on profitability and 13% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 02-10-2025)
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 62 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4290 sector peers (2024).
NBB · sector comparison
Position among 4290 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
62 days late
2023
117 days late
2022
84 days late
2021
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 74 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€3,757

Key points

  • Caution: Among the weakest 16% on solvencysector median 50.2% · 4,290 companies 2.4% View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Total assets 20244 financial years filed €152,539 View

By topic

Financials

Financial year
2024
Total assets
€152,539
Loss
-€3,757
Solvency
2.4%
Total assets▼ 12.0%
Net result
20212024
Go to Financials

Timeline

Events
7
Since
2022
  1. 25-11-2024Annual accounts filed
  2. 31-12-2023Highest result from 2021 to 2024
  3. 23-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Interior designNACE 74130
Founded
13-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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