Façade
ActiveThe computed 12-month bankruptcy probability of Façade is 1.8% (moderate). The 2025 annual accounts show equity of €12.64M and a net result of €10.21M. Equity is growing by ~221.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+35
Solvency100▲+27
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €900k at 30 days acceptable
Liquidity ample (current ratio 8.12 against 0.03 in 2024; short-term debt: 12.3% and cash: 2.9% of total assets), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
70.8%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 19-12-2025, 102 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
102 d early
2024
46 d early
2023
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close23-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€12.64M▲ 420%
2024 · €2.43M
2023: €1.88M
2024: €2.43M
2023 → 2025
Total assets
€14.41M▲ 187%
2024 · €5.02M
2023: €5.02M
2024: €5.02M
2023 → 2025
Net result
€10.21M▲ 1,756%
2024 · €550k
2023: €1.87M
2024: €550k
2023 → 2025
Working capital
€12.64M
2024 · €-1.04M
2023: €-1.29M
2024: €-1.04M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€1.88M-€2.43M▲ 29.3%€12.64M▲ 420%
Operating result€-11k-€-5k▲ 47.8%€-5k▲ 7.3%
Net result€1.87M-€550k▼ 70.6%€10.21M▲ 1,756%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14.41M
Equity
€12.64M▲ 420%
Debt
€1.78M▼ 31.3%
The debt ratio falls from 51.6% to 12.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
87.7%▲
2024 · 48.4%
Current ratio
8.12▲
2024 · 0.03
Quick ratio
8.12▲
2024 · 0.03
Debt / equity
0.14▼
2024 · 1.06
ROE
80.8%▲
2024 · 22.6%
ROA
70.8%▲
2024 · 11.0%
Debt
€1.78M▼
2024 · €2.59M
Debt ≤ 1 year
€1.78M▲
2024 · €1.08M
Income taxes
€1.02M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.02M€14.41M▲
Fixed assets21/28€4.98M-
Financial fixed assets28€4.98M-
Current assets29/58€36k€14.41M▲
Current investments50/53-€14.00M
Cash at bank and in hand54/58€36k€417k▲
Deferred charges and accrued income490/1€230-
Equity and liabilities
Total equity and liabilities10/49€5.02M€14.41M▲
Equity10/15€2.43M€12.64M▲
Contributions10/11€8k€8k=
Reserves13€2.42M€12.63M▲
Distributable reserves133€2.42M€12.63M▲
Profit (loss) carried forward14€2k-
Amounts payable17/49€2.59M€1.78M▼
Amounts payable after more than one year17€1.51M-
Financial debts170/4€1.51M-
Amounts payable within one year42/48€1.08M€1.78M▲
Current portion of amounts payable after more than one year42€331k-
Taxes, remuneration and social security45€12k€1.04M▲
Taxes450/3€12k€1.04M▲
Other amounts payable47/48€732k€738k▲
Income statement
Code20242025
Other operating charges640/8€502€387▼
Gross operating margin9900€-5k€-5k▲
Operating profit (loss)9901€-5k€-5k▲
Financial income75/76B€652k€11.36M▲
Recurring financial income75€652k€11.36M▲
Financial charges65/66B€96k€120k▲
Recurring financial charges65€96k€120k▲
Profit (loss) for the period before taxes9903€550k€11.23M▲
Income taxes67/77-€1.02M
Profit (loss) for the period9904€550k€10.21M▲
Profit (loss) for the period to be appropriated9905€550k€10.21M▲
Appropriation of the result
Profit (loss) to be appropriated9906€552k€10.21M▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€550k€10.21M▲
To other reserves6921€550k€10.21M▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-08
Financial
Highest result since 2023net €10.21M ▲1756%
Operating result €-5k, net result €10.21M, both a record.
31-08
Financial
Liquidity times 243current ratio 8.12
Current ratio from 0.03 to 8.12.
31-08
Financial
Equity above €10MEq €12.64M ▲420%
3 profitable years in a row build equity to €12.64M.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
Financial
Weakest financial yearnet €550k ▼70.6%
Net result drops to €550k, the lowest in the series; recovery starts the following year.
31-08
Financial
Equity above €2MEq €2.43M ▲29.3%
2 profitable years in a row build equity to €2.43M.
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gontrode Heirweg 3029090 Merelbeke-MelleGround area
1.2 ha
Building footprint
5,064 m²
Volume, LiDAR
42,336 m³
Parcel 44040C0386/00G000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Façade
since 20222.332.955.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040C0386/00G000 | Flanders | 1.2 ha | 1 · 5,064 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64883QV6TV8419FZY315
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2022
Fiscal year end31-08
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.