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F.V.-A&C

Active
Private limited companyfounded 2011active for 14 yearsVisserskaai 45, 8400 Oostende, BelgiumKBO/BCE: BE 0841.798.068
Summary

F.V.-A&C has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242,858 and a net result of €38,179. Equity has been growing by about 2.9% per year since 2018. Its solvency ranks better than 82% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-12-2011 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.205.049.926 8400 Oostende, since 14-12-2011
Financial year end
31 December
Peppol
Reachable since 31-07-2025

Board and ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€128,501
▼ 6.5%
Profit
€38,179
▼ 8.3%
Equity
€242,858
▼ 0.5%
Total assets
€290,184
▲ 5.5%
  • 2025 accounts filed 25 days after the deadline
Score breakdownraises riskLiquidity: current ratio 5.90, cash €8,983, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €242,858 (83.7% of total assets)Figures for financial year 2025 (filed on 26-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.7% of total assets
Liquidity 50-10
short-term debt 16.3% · cash 3.1%
Profitability 90-2
return on assets 13.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.4 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.1%▼ -0.3 percentage points vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.9 (8.46 in 2024), above the usual 1.5. Short-term debt is 16.3% and cash 3.1% of total assets. 16.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 31% on liquidity, 60% on profitability and 37% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €242,858 (83.7% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 5.90, cash €8,983, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
on the day
2023
16 days late
2022
17 days late
2021
31 days late
2020
13 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 81% of companies in head offices and management consultancysector median 55.5% · 39,293 companies 83.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €38,179 8 years View

Recent changes

  1. · Gazette deed Registered office moved within OostendeNew seat: 8400 Oostende, Visserskaai 45 Bus 101 · Previous seat: 8400 Oostende, Visserskaai 45 Bus 102 · Resignation: VANDEGHINSTE Filip Maurice (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as F.V.-A&C: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €253,000 and €331,000, founded between 2010 and 2012.

CompanyTotal assetsGross margin
F.V.-A&C Oostende€290,184€50,684
CONSULTHINK Menen€300,693€50,216
WOOLFS CONSULTING Knokke-Heist€290,630€52,745
LOUDIMA Wingene€280,653€51,004
LUC CALLANT AFWERKINGSBEDRIJF Knokke-Heist€252,703€50,841
PEOPLE@PEOPLE Knokke-Heist€331,017€56,101
MAJERE Ardooie€263,139€59,937
Full comparison

Key facts about F.V.-A&C

What is the company number of F.V.-A&C?
The company number of F.V.-A&C is 0841.798.068. The VAT number is the same number with BE in front: BE 0841.798.068.
Where is F.V.-A&C based?
The registered office is at Visserskaai 45, 8400 Oostende.Company details
What does F.V.-A&C do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of F.V.-A&C?
The legal form of F.V.-A&C is Private limited company (BV).
When was F.V.-A&C founded?
F.V.-A&C was founded on 14-12-2011.
Is F.V.-A&C still active?
Yes, F.V.-A&C is an active enterprise in the KBO register.
What is the turnover of F.V.-A&C?
The turnover of F.V.-A&C was €128,501 in financial year 2025, according to the filed annual accounts.Financials
Is F.V.-A&C profitable?
In financial year 2025, F.V.-A&C made a profit of €38,179.
Where can I find the annual accounts of F.V.-A&C?
F.V.-A&C filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F.V.-A&C due?
F.V.-A&C must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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