Skip to content

EXPRESS CONGRES

Active
Private limited company (pre-2019)founded 2017active for 9 yearsKoningsstraat 179, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0678.821.737
Summary

The computed 12-month bankruptcy probability of EXPRESS CONGRES is 2.5% (moderate). The 2026 annual accounts show equity of €136,263 and a net result of -€16,658. Equity has been shrinking by about 3.5% per year since 2019. Its solvency ranks better than 32% of 633 sector peers (NACE 47, financial year 2026). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-07-2017 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.266.368.871 1000 Brussel, since 24-07-2017
Financial year end
31 January
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • G.C. SRLDirector
Shareholders
  • G.C· score 672025 annual accounts of G.C

Financial position

51 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts to 31-01-2026
Gross margin
€393,276
▲ 22.2%
Turnover
≈ €3.8m
estimated
Loss
€16,658
▼ 53.4%
Equity
€136,263
▼ 12.8%
Total assets
€873,390
▲ 10.7%
Employees on 31-01-2026
11
▲ 22.2%
  • 2026 accounts filed 28 days after the deadline
Score breakdownraises riskSize: 9.5 FTE, total assets €873,390Equity €136,263 (15.6% of total assets)Liquidity: current ratio 0.87, cash €21,981, halvedSector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2026
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 41-4
equity 15.6% of total assets
Liquidity 23+6
short-term debt 58.7% · cash 2.5%
Profitability 31+6
return on assets -1.9%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 1.9%▼ -0.1 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.8%▼ -0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.5 percentage points vs 07-2025 09-2025: 2.9%▲ +0.6 percentage points vs 08-2025 10-2025: 1.9%▼ -1.0 percentage point vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.8%▼ -0.1 percentage points vs 11-2025lowest value 01-2026: 1.8%● unchanged vs 12-2025lowest value 02-2026: 1.8%● unchanged vs 01-2026lowest value 03-2026: 1.8%● unchanged vs 02-2026lowest value 04-2026: 1.8%● unchanged vs 03-2026lowest value 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.8%▼ -0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.3 percentage points vs 07-2026 09-2026: 3.0%▲ +0.9 percentage points vs 08-2026highest value 10-2026: 2.5%▼ -0.5 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (0.97 in 2025), below 1. Short-term debt is 58.7% and cash 2.5% of total assets. 84.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 32% of them on solvency, 21% on liquidity, 25% on profitability and 24% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Size: 9.5 FTE, total assets €873,390
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €136,263 (15.6% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.87, cash €21,981, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€16,658
raises risk · 2026 accounts filed 28 days late
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-09-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2026
28 days late
2025
26 days late
2024
21 days late
2023
21 days late
2022
21 days late
2021
29 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 22 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in retail tradesector median €23,839 · 633 companies -€16,658 View
  • Caution: 2 loss-making years in a rowloss in financial year 2026 -€16,658 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as EXPRESS CONGRES: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €672,000 and €1.1m, founded between 2014 and 2018.

CompanyTotal assetsGross margin
EXPRESS CONGRES Sint-Joost-ten-Node€0.9m€0.4m
D & Manhattan Sint-Joost-ten-Node€0.9m€0.4m
LE BON SHOP MALMEDY Waimes€0.9m€0.3m
UNION GREGOIRE Lennik€1.1m€0.4m
MULAXIS-DESILDIS Sint-Joost-ten-Node€0.9m€0.6m
OSFEL Brussel€0.7m€0.4m
färm.roodebeek Sint-Lambrechts-Woluwe€0.7m€0.4m
Full comparison

Key facts about EXPRESS CONGRES

What is the company number of EXPRESS CONGRES?
The company number of EXPRESS CONGRES is 0678.821.737. The VAT number is the same number with BE in front: BE 0678.821.737.
Where is EXPRESS CONGRES based?
The registered office is at Koningsstraat 179, 1210 Sint-Joost-ten-Node.Company details
What does EXPRESS CONGRES do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of EXPRESS CONGRES?
The legal form of EXPRESS CONGRES is Private limited company (pre-2019) (BVBA).
When was EXPRESS CONGRES founded?
EXPRESS CONGRES was founded on 24-07-2017.
Is EXPRESS CONGRES still active?
Yes, EXPRESS CONGRES is an active enterprise in the KBO register.
How many employees does EXPRESS CONGRES have?
EXPRESS CONGRES had an average of 9.5 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of EXPRESS CONGRES?
The turnover in financial year 2026 is ≈ €3.8m. This figure is estimated from the gross margin of €393,276 and 44 comparable companies (NACE 47110). It probably lies between €3.0m and €5.1m.
Is EXPRESS CONGRES profitable?
In financial year 2026, EXPRESS CONGRES made a loss of €16,658.
Where can I find the annual accounts of EXPRESS CONGRES?
EXPRESS CONGRES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of EXPRESS CONGRES due?
EXPRESS CONGRES must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.