ergoneo

Active

Private limited companyfounded 2018active for 8 yearsJacques Jansenstraat 39, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0691.734.417

Summary

ergoneo has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,055 and a net result of €39,945. Equity is shrinking by about 6.7% per year across the filed financial years. Its solvency ranks better than 32% of 3,369 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

ergoneoActiveChecked score 91/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

Size

€140,477total assets 2025

Equity: €35,055
Profit: €39,945

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

BERNARD Laurent Maxime AlexandreDirector

2025 accounts filed 27 days late1 of 2 deeds summarised

Why 91raises riskLast filed accounts filed 27 days late; 2 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.33, cash €125,755Size: total assets €140,477Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 48% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 50-11

equity 25.0% of total assets

Liquidity 61-6

short-term debt 73.2% · cash 89.5%

Profitability 100=

return on assets 28.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%▲ +0.2 percentage points vs 08-2025 10-2025: 1.6%▲ +0.8 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -1.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.33, compared with 1.56 in 2024, below the usual 1.5; short-term debt: 73.2% and cash: 89.5% of total assets), and 75% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 25% on solvency, 43% on liquidity, 82% on profitability and 41% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Liquidity: current ratio 1.33, cash €125,755

NBB · annual accounts

Last filed accounts filed 27 days late; 2 of the last 3 late

NBB · filings

Size: total assets €140,477

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 8 filings

Deviation from the deadline

2025

27 days late

2024

61 days late

2023

57 days late

2022

150 days late

2021

31 days late

2020

61 days late

2019

91 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Highest result from 2018 to 2025net €39,945 ▲27.1%
30-09-2025 Annual accounts filedfinancial year 2024 · full…

Key points

One director decidessole director in office 1 View
Total assets 20256 financial years filed €140,477 View
Active since 2018founded 05-03-2018 8 years View

By topic

Financials

Financial year: 2025
Total assets: €140,477
Profit: €39,945
Solvency: 25.0%

Total assets▲ 43.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

BERNARD Laurent Maxime AlexandreDirector

Go to Board & ownership

Timeline

Events: 12
Since: 2019
Next accounts: by 31-07-2027

14-10-2024Appointment: BERNARD Laurent Maxime Alexandre (director)
26-09-2024Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 05-03-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 40

Who signs: Each director alone
Purpose: “Toutes opérations relatives à la conception, la réalisation et la vente de biens et de…” (deed in French)

Go to Articles of association

Key facts about ergoneo

What is the company number of ergoneo?: 0691.734.417. In Belgium the VAT number is the company number with BE in front: BE 0691.734.417.
Where is ergoneo based?: The registered office is at Jacques Jansenstraat 39, 1030 Schaarbeek.Company details
What does ergoneo do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of ergoneo?: Private limited company (BV).
When was ergoneo founded?: On 05-03-2018.
Is ergoneo still active?: Yes, ergoneo is an active enterprise in the KBO register.
What is the turnover of ergoneo?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ergoneo profitable?: In financial year 2025, ergoneo made a profit of €39,945.
Where can I find the annual accounts of ergoneo?: ergoneo filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ergoneo due?: By 31-07-2027, for financial year 2026.Timeline