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Efficy Finco

Active
Private limited companyfounded 2025active for 1 yearSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 1025.813.503
Summary

Efficy Finco is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€30,490) and a net result of -€60,490. Its solvency ranks better than 6% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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Efficy FincoActive
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Overview

Official details

Source: KBO
Status
Active since 23-07-2025 Normal situation
Registered office
961 active companies are registered at this address 95 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Activities auxiliary to financial services and insurance activities NACE 66300
Establishment unit
2.376.689.446 1950 Kraainem, since 23-07-2025
Financial year end
31 December
Peppol
Reachable since 12-12-2025
Company details

Board and ownership

Board
  • EFFICYDirector · permanent representative NICOLAS Jean-Charles
Auditor
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Shareholders
  • EFFICY· score 912025 annual accounts of EFFICY
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€60,490
Equity
-€30,490
Total assets
€30.0m
  • Negative equity on 31-12-2025
Filed on 16-07-2026, 15 days before the deadline
Financials
Signalsraises riskWeak solvency compared with the sectorYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Three signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 1853 sector peers (2025).
NBB · sector comparison
Position among 1853 sector peers
Solvency
better than 6%
← weakest strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€30,490 View
  • Caution: Lower net result than 95% of companies in auxiliary financial servicessector median €71,356 · 1,851 companies -€60,490 View

Recent changes

  1. · Gazette deed Appointment: Deloitte Bedrijfsrevisoren BV (commissaris van de vennootschap)Permanent representative: Tom Renders
  2. · Gazette deed IncorporationStarting capital €30,000 · Appointments: EFFICY (director) and Deloitte Bedrijfsrevisoren BV (statutory auditor) · Permanent representative: NICOLAS Jean-Charles
All 3 events

Comparable companies

These companies have the same main activity as Efficy Finco: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €12m and €70m, founded between 2021 and 2024.

CompanyTotal assetsGross margin
Efficy Finco Kraainem€30.0m-€0.01m
Five Stars Properties Oostkamp€12.3m-€0.02m
6DC III Privak Antwerpen€70.4m-€5.6m
Junction Growth Investors Fund Antwerpen€45.2m-€2.5m
Quares Residential Investment Antwerpen€25.0m-€0.2m
BENKLIE Schoten€48.2m€0.001m
MapLE AKoustic Lht Mons€16.5m-€0.2m
Full comparison

Key facts about Efficy Finco
What is the company number of Efficy Finco?
The company number of Efficy Finco is 1025.813.503. The VAT number is the same number with BE in front: BE 1025.813.503.
Where is Efficy Finco based?
The registered office is at Steenweg op Mechelen 455, 1950 Kraainem.Company details
What does Efficy Finco do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of Efficy Finco?
The legal form of Efficy Finco is Private limited company (BV).
When was Efficy Finco founded?
Efficy Finco was founded on 23-07-2025.
Is Efficy Finco still active?
Yes, Efficy Finco is an active enterprise in the KBO register.
What is the turnover of Efficy Finco?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is Efficy Finco profitable?
In financial year 2025, Efficy Finco made a loss of €60,490.
Where can I find the annual accounts of Efficy Finco?
Efficy Finco filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.EFFICY · 3 companies See this company's board, registered office and name on a given date.Company as of a date

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