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E-Plus

Active
Private limited companyfounded 201412 yrs activeTuinwijk(WSP) 7, 3150 Haacht, BelgiumKBO/BCE: BE 0550.701.068
Summary

E-Plus has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability61▼-39
Solvency99▼-1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 8.61 in 2024; short-term debt: 15.4% and cash: 69.3% of total assets), and 26.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.9%
Return on assets
-6.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
23 d early
2023
13 d early
2022
47 d early
2021
on the day
2020
1 d late
2019
24 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€168k▼ 7.9%
2024 · €183k
2019: €349khighest in 7 years 2020: €124k▼ -64.5% vs 2019 2021: €46k▼ -63.2% vs 2020 2022: €19k▼ -59.3% vs 2021lowest in 7 years 2023: €87k▲ +369% vs 2022 2024: €183k▲ +110% vs 2023 2025: €168k▼ -7.9% vs 2024
2019 → 2025
Total assets
€228k▼ 5.3%
2024 · €241k
2019: €367khighest in 7 years 2020: €215k▼ -41.3% vs 2019 2021: €115k▼ -46.5% vs 2020lowest in 7 years 2022: €245k▲ +113% vs 2021 2023: €229k▼ -6.8% vs 2022 2024: €241k▲ +5.4% vs 2023 2025: €228k▼ -5.3% vs 2024
2019 → 2025
Net result
€-15k
2024 · €96k
2019: €69k 2020: €75k▲ +8.6% vs 2019 2021: €62k▼ -17.6% vs 2020 2022: €144k▲ +133% vs 2021 2023: €168k▲ +17.2% vs 2022highest in 7 years 2024: €96k▼ -43.1% vs 2023 2025: €-15k▼ -115% vs 2024lowest in 7 years
2019 → 2025
Working capital
€148k▼ 9.8%
2024 · €164k
2019: €320khighest in 7 years 2020: €111k▼ -65.3% vs 2019 2021: €31k▼ -71.9% vs 2020 2022: €5k▼ -82.8% vs 2021lowest in 7 years 2023: €75k▲ +1295% vs 2022 2024: €164k▲ +118% vs 2023 2025: €148k▼ -9.8% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€46k-€19k▼ 59.3%€87k▲ 369%€183k▲ 110%€168k▼ 7.9% 2021: €46k 2022: €19k▼ -59.3% vs 2021lowest in 5 years 2023: €87k▲ +369% vs 2022 2024: €183k▲ +110% vs 2023highest in 5 years 2025: €168k▼ -7.9% vs 2024
Operating result€78k-€188k▲ 142%€222k▲ 18.1%€124k▼ 44.4%€-14k 2021: €78k 2022: €188k▲ +142% vs 2021 2023: €222k▲ +18.1% vs 2022highest in 5 years 2024: €124k▼ -44.4% vs 2023 2025: €-14k▼ -111% vs 2024lowest in 5 years
Net result€62k-€144k▲ 133%€168k▲ 17.2%€96k▼ 43.1%€-15k 2021: €62k 2022: €144k▲ +133% vs 2021 2023: €168k▲ +17.2% vs 2022highest in 5 years 2024: €96k▼ -43.1% vs 2023 2025: €-15k▼ -115% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €78k€78kNet result 2021: €62k€62kOperating result 2022: €188k€188kNet result 2022: €144k€144kOperating result 2023: €222k€222kNet result 2023: €168k€168kOperating result 2024: €124k€124kNet result 2024: €96k€96kOperating result 2025: €-14k€-14kNet result 2025: €-15k€-15k20212022202320242025€-100k€0€100k€200kOperating result 2023: €222k€222kNet result 2023: €168k€168kOperating result 2024: €124k€124kNet result 2024: €96k€96kOperating result 2025: €-14k€-14kNet result 2025: €-15k€-15k202320242025
The operating result turns negative in 2025: a loss of €14k after €124k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets €45k ▼ 18.7%
Current assets €183k ▼ 1.3%
Equity and liabilities €228k
Equity €168k ▼ 7.9%
Debt €60k ▲ 3.1%
Debt's share of the balance-sheet total rises from 24.0% to 26.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6k▼
2024 · €133k
Cash flow
€5k▼
2024 · €105k
Current ratio
5.20▼
2024 · 8.61
Debt to equity
0.35▲
2024 · 0.32
ROE
-8.6%▼
2024 · 52.4%
ROA
-6.4%▼
2024 · 39.9%
Interest coverage
11.18▼
2024 · 116.36
Debt ≤ 1 year
€35k▲
2024 · €21k
Debt > 1 year
€24k▼
2024 · €36k
Income taxes
€307▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€241k€228k▼
Fixed assets21/28€56k€45k▼
Tangible fixed assets22/27€56k€45k▼
Land and buildings22€197-
Plant, machinery and equipment23€3k€586▼
Furniture and vehicles24€4k€10k▲
Leasing and similar rights25€48k€35k▼
Current assets29/58€185k€183k▼
Amounts receivable within one year40/41€29k€23k▼
Trade receivables40€27k€18k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€155k€158k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€241k€228k▼
Equity10/15€183k€168k▼
Contributions10/11€19k€19k=
Reserves13€164k€164k=
Distributable reserves133€164k€164k=
Profit (loss) carried forward14-€-15k
Amounts payable17/49€58k€60k▲
Amounts payable after more than one year17€36k€24k▼
Financial debts170/4€36k€24k▼
Amounts payable within one year42/48€21k€35k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€3k€750▼
Suppliers440/4€3k€750▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9-€192
Other amounts payable47/48€4k€19k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€20k▲
Other operating charges640/8€547€440▼
Gross operating margin9900€134k€7k▼
Operating profit (loss)9901€124k€-14k▼
Financial income75/76B€7€2▼
Recurring financial income75€7€2▼
Financial charges65/66B€1k€555▼
Recurring financial charges65€1k€555▼
Profit (loss) for the period before taxes9903€123k€-14k▼
Income taxes67/77€27k€307▼
Profit (loss) for the period9904€96k€-15k▼
Profit (loss) for the period to be appropriated9905€96k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€-15k▼
Transfer to equity691/2€96k-
To other reserves6921€96k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€5k€5k€9k€20k▲ 112%
Other operating charges640/8-€561€580€547€440▼ 19.5%
Gross operating margin9900€89k€193k€228k€134k€7k▼ 95.0%
Operating profit (loss)9901€78k€188k€222k€124k€-14k▼ 111%
Financial income75/76B-€3€3€7€2▼ 68.8%
Recurring financial income75-€3€3€7€2▼ 68.8%
Financial charges65/66B-€1k€2k€1k€555▼ 51.5%
Recurring financial charges65€2k€1k€2k€1k€555▼ 51.5%
Profit (loss) for the period before taxes9903€76k€187k€220k€123k€-14k▼ 112%
Income taxes67/77€14k€43k€51k€27k€307▼ 98.8%
Profit (loss) for the period9904€62k€144k€168k€96k€-15k▼ 115%
Profit (loss) for the period to be appropriated9905€62k€144k€168k€96k€-15k▼ 115%
Line20212022202320242025Change
Assets
Total assets20/58€115k€245k€229k€241k€228k▼ 5.3%
Fixed assets21/28€14k€13k€12k€56k€45k▼ 18.7%
Tangible fixed assets22/27€14k€13k€12k€56k€45k▼ 18.7%
Land and buildings22-€590€393€197--
Plant, machinery and equipment23-€8k€5k€3k€586▼ 79.2%
Furniture and vehicles24-€4k€7k€4k€10k▲ 122%
Leasing and similar rights25---€48k€35k▼ 27.3%
Current assets29/58€101k€232k€216k€185k€183k▼ 1.3%
Amounts receivable within one year40/41€21k€62k€18k€29k€23k▼ 20.1%
Trade receivables40-€60k€18k€27k€18k▼ 31.9%
Other amounts receivable41-€2k-€2k€5k▲ 144%
Cash at bank and in hand54/58€75k€166k€196k€155k€158k▲ 2.1%
Deferred charges and accrued income490/1-€4k€3k€2k€2k▲ 6.0%
Equity and liabilities
Total equity and liabilities10/49€115k€245k€229k€241k€228k▼ 5.3%
Equity10/15€46k€19k€87k€183k€168k▼ 7.9%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€27k-€68k€164k€164k=
Distributable reserves133--€68k€164k€164k=
Profit (loss) carried forward14----€-15k-
Amounts payable17/49€69k€227k€141k€58k€60k▲ 3.1%
Amounts payable after more than one year17---€36k€24k▼ 32.8%
Financial debts170/4---€36k€24k▼ 32.8%
Amounts payable within one year42/48€69k€227k€141k€21k€35k▲ 63.6%
Current portion of amounts payable after more than one year42---€12k€12k▲ 1.0%
Trade debts44€12k€3k€4k€3k€750▼ 75.9%
Suppliers440/4-€3k€4k€3k€750▼ 75.9%
Advances received on contracts in progress46-€359€859---
Taxes, remuneration and social security45-€43k€10k€2k€4k▲ 52.1%
Taxes450/3-€43k€10k€2k€4k▲ 44.3%
Remuneration and social security454/9----€192-
Other amounts payable47/48-€181k€127k€4k€19k▲ 352%
Line20212022202320242025Change
Profit (loss) for the period9904€62k€144k€168k€96k€-15k▼ 115%
+ Depreciation and write-downs630€10k€5k€5k€9k€20k▲ 112%
Operating cash flow (approximation)€72k€148k€174k€105k€5k▼ 94.9%
Investment in fixed assets (approximation)-€-3k€-4k€-53k€-9k▲ 82.2%
Change in cash-€91k€30k€-41k€3k▲ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
07-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
08-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Liquidity times 6current ratio 8.61
Current ratio from 1.53 to 8.61; short-term debt falls from €141k to €21k.
30-06
Financial Equity above €150kEq €183k ▲110%
6 profitable years in a row build equity to €183k.
18-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2019net €168k ▲17.2%
Operating result €222k, net result €168k, both a record.
2022
15-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
07-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-08
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
Show earlier events
2018
06-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
10-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,093 m²
Building footprint
162 m²
Volume, LiDAR
176 m³
Parcel 24122A0241/00M000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E-Plus
Tuinwijk(WSP) 7, 3150 HaachtFinancial service activities, except insurance and pension funding
since 20142.229.920.033
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24122A0241/00M000 Flanders 1,093 m² 1 · 162 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-04-2014
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
47120Other non-specialised retail sale
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47770Retail sale of watches and jewellery
74201Photography, excluding press photography

Scores and ratios are computed by Checked and are not a credit decision.