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e - Compass

Active
Private limited companyfounded 199828 yrs activeSteenweg op Aalst 174, 9620 Zottegem, BelgiumKBO/BCE: BE 0464.038.003
Summary

The computed 12-month bankruptcy probability of e - Compass is 4.0% (moderate). The 2024 annual accounts show negative equity (-€475,272) and a net result of -€320,116. Equity is shrinking by ~47.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 2847 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
e - CompassActiveChecked score 46/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200NACE 62010IT consultancy NACE 62020
#2 oldest company in Zottegem, Telecoms and IT sector2 sites
Size
€3.4mtotal assets 2024
Staff
3.6 FTE
Equity
-€475,272
Loss
-€320,116
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2024
Bankruptcy chance 12 m
4.0%
Structure
Holdings
10
Accounts 65 d overdue0 of 5 deeds read
Why 46- Liquidity: current ratio 0.18, cash €15,895- 1 financial year not filed after the legal deadline; latest accounts 95 days late; 3 of the last 3 late- Negative equity -€475,272+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 11-9
equity -13.9% of total assets
Liquidity 2-7
short-term debt 88.1% · cash 0.5%
Profitability 7+1
return on assets -9.3%
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 6.0% 12-2024: 6.0%● 0.0% vs 11-2024 01-2025: 6.0%● 0.0% vs 12-2024 02-2025: 6.1%▲ +1.3% vs 01-2025 03-2025: 6.8%▲ +12.0% vs 02-2025 04-2025: 6.7%▼ -1.6% vs 03-2025 05-2025: 6.7%▲ +0.2% vs 04-2025 06-2025: 6.9%▲ +2.7% vs 05-2025highest value 07-2025: 6.9%▼ -0.1% vs 06-2025 08-2025: 6.4%▼ -7.3% vs 07-2025 09-2025: 6.2%▼ -3.4% vs 08-2025 10-2025: 5.5%▼ -10.7% vs 09-2025 11-2025: 5.6%▲ +1.7% vs 10-2025 12-2025: 3.4%▼ -39.6% vs 11-2025 01-2026: 3.4%▼ -0.5% vs 12-2025lowest value 02-2026: 3.4%▲ +1.5% vs 01-2026 03-2026: 3.9%▲ +13.7% vs 02-2026 04-2026: 4.0%▲ +3.0% vs 03-2026 05-2026: 4.0%▼ -0.7% vs 04-2026 06-2026: 4.4%▲ +11.4% vs 05-2026 07-2026: 4.4%▼ -0.7% vs 06-2026 08-2026: 4.4%▲ +0.7% vs 07-2026 09-2026: 4.3%▼ -3.8% vs 08-2026 10-2026: 4.0%▼ -7.1% vs 09-2026
  • Liquidity: current ratio 0.18, cash €15,895 raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 95 days late; 3 of the last 3 late raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Negative equity -€475,272 raises the probability
No credit on open account
Liquidity short (current ratio 0.18 against 0.23 in 2023; short-term debt: 88.1% and cash: 0.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 7%, liquidity 2%, profitability 12%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Liquidity: current ratio 0.18, cash €15,895
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 95 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€475,272
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
192021222324
2019 to 2024 · latest year -€475,272
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
95 d late
2023
85 d late
2022
184 d late
2021
53 d late
2020
3 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 69 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Other statementShare issue · Shareholding
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€475,272 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€320,116 View
  • Caution: Equity fell in 2024from -€155,156 to -€475,272 ▼ 206% View
  • Caution: Among the weakest 5% on equitysector median €207,567 · 2,847 companies -€475,272 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Heads a groupcompanies controlled 10 View

By topic

Financials

Fiscal year
2024
Total assets
€3.4m
Loss
-€320,116
Solvency
-13.9%
Total assets▲ 3.0%
Net result
20192024
Go to Financials

Timeline

Events
13
Since
2016
  1. 31-07-2026General meeting · Other statement
  2. 03-11-2025Annual accounts filed
  3. 24-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
27-08-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?e - Compass · 11 companies How does this company compare with its sector?Sector benchmark

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