Durme
ActiveSummary
Durme has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.88M and a net result of €91k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-10
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 8.53 against 9.28 in 2024; short-term debt: 1.4% and cash: 8.1% of total assets), and 4.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
84 d early
2023
78 d early
2022
97 d early
2021
97 d early
2020
88 d early
2019
33 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7.88M▲ 1.2%
2024 · €7.79M
2018: €3.82M
2019: €4.49M
2020: €5.25M
2021: €5.77M
2022: €6.65M
2023: €7.05M
2024: €7.79M
2018 → 2025
Total assets
€8.22M▲ 1.5%
2024 · €8.10M
2018: €4.01M
2019: €4.74M
2020: €5.46M
2021: €5.97M
2022: €6.89M
2023: €7.37M
2024: €8.10M
2018 → 2025
Net result
€91k▼ 87.7%
2024 · €741k
2018: €109k
2019: €268k
2020: €766k
2021: €512k
2022: €884k
2023: €400k
2024: €741k
2018 → 2025
Working capital
€865k▲ 2.0%
2024 · €848k
2018: €252k
2019: €348k
2020: €687k
2021: €740k
2022: €824k
2023: €896k
2024: €848k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5.77M-€6.65M▲ 15.3%€7.05M▲ 6.0%€7.79M▲ 10.5%€7.88M▲ 1.2%
Operating result€516k-€887k▲ 72.1%€401k▼ 54.8%€740k▲ 84.4%€96k▼ 87.0%
Net result€512k-€884k▲ 72.6%€400k▼ 54.8%€741k▲ 85.3%€91k▼ 87.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.22M
Fixed assets
€7.24M ▲ 1.3%
Current assets
€980k ▲ 3.1%
Equity and liabilities €8.22M
Equity
€7.88M ▲ 1.2%
Provisions
€225k ▲ 9.8%
Debt
€115k ▲ 12.2%
Debt's share of the balance-sheet total rises from 1.3% to 1.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€118k▼
2024 · €759k
Cash flow
€113k▼
2024 · €760k
Current ratio
8.53▼
2024 · 9.28
Quick ratio
8.49▼
2024 · 9.23
Debt to equity
0.01▲
2024 · 0.01
ROE
1.2%▼
2024 · 9.5%
ROA
1.1%▼
2024 · 9.1%
Interest coverage
77.62▼
2024 · 870.87
Debt ≤ 1 year
€115k▲
2024 · €102k
Staff costs
€726k▲
2024 · €679k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.10M€8.22M▲
Fixed assets21/28€7.15M€7.24M▲
Tangible fixed assets22/27€7.15M€7.24M▲
Land and buildings22€7.12M€7.21M▲
Plant, machinery and equipment23€26k€34k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€950k€980k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€6k€30k▲
Trade receivables40€6k€29k▲
Other amounts receivable41€519€955▲
Cash at bank and in hand54/58€309k€666k▲
Deferred charges and accrued income490/1€630k€279k▼
Equity and liabilities
Total equity and liabilities10/49€8.10M€8.22M▲
Equity10/15€7.79M€7.88M▲
Contributions10/11€2.40M€2.40M=
Capital10€2.40M€2.40M=
Reserves13€801k€835k▲
Profit (loss) carried forward14€200k€209k▲
Investment grants15€4.39M€4.44M▲
Provisions and deferred taxes16€205k€225k▲
Provisions for liabilities and charges160/5€205k€225k▲
Major repairs and maintenance162€100k€100k=
Other liabilities and charges164/5€105k€125k▲
Amounts payable17/49€102k€115k▲
Amounts payable within one year42/48€102k€115k▲
Trade debts44€717€9k▲
Suppliers440/4€717€9k▲
Taxes, remuneration and social security45€102k€106k▲
Taxes450/3€18k€19k▲
Remuneration and social security454/9€83k€87k▲
Income statement
Code20242025
Non-recurring operating income76A€24k-
Remuneration, social security and pensions62€679k€726k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€22k▲
Other operating charges640/8€12k€12k▼
Gross operating margin9900€1.45M€876k▼
Operating profit (loss)9901€740k€96k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€872€7k▲
Recurring financial charges65€872€2k▲
Non-recurring financial charges66B-€6k
Profit (loss) for the period before taxes9903€741k€91k▼
Profit (loss) for the period9904€741k€91k▼
Transfer to tax-exempt reserves689€653k€49k▼
Profit (loss) for the period to be appropriated9905€87k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€270k€242k▼
Profit (loss) brought forward from the previous period14P€183k€200k▲
To contributions691€70k€33k▼
Social balance
Average headcount (FTE)908710.911.1▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €91k ▼87.7%
Net result drops to €91k, the lowest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €884k ▲72.6%
Operating result €887k, net result €884k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 8.95
Current ratio from 3.01 to 8.95; short-term debt falls from €173k to €86k.
31-12
Financial
Equity above €5MEq €5.25M ▲17.1%
3 profitable years in a row build equity to €5.25M.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
24 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molsbergenstraat 19160 LokerenGround area
2,335 m²
Building footprint
153 m²
Volume, LiDAR
886 m³
Parcel 46014A1542/00_000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Durme VZW
since 20072.160.132.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1542/00_000 | Flanders | 2,335 m² | 1 · 153 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 50 entries · 5,027,366 EUR awarded · 4,706,393 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 12 | 916,906 EUR | 1,392,733 EUR |
| 2024 | 12 | 1,524,484 EUR | 1,186,238 EUR |
| 2023 | 15 | 1,097,300 EUR | 1,012,399 EUR |
| 2022 | 11 | 1,488,676 EUR | 1,115,023 EUR |
Schemes
Subsidie beheer GBN
Aankoopsubsidie met het oog op erkenning als natuurreservaat
Subsidie voor tewerkstelling personeelsleden met gewezen DAC-statuut bij milieu- en natuurverenigingen
Projectsubsidie aankoop met het oog op bebossing (BCF)
Subsidies voor de werking van de onthaalpoorten
Show 12 more
Subsidies voor omgevingsverenigingen
Projectsubsidie Natuur
Subsidies voor tewerkstelling VIA-akkoorden
Bebossing/herbebossing/inkomenssteun
Subsidies voor de opmaak van een beheerplan
Subsidie erkende reservaten
Projectsubsidies natuur
Subsidies om terreinen toegankelijk te maken en te houden
Subsidie voor bebossing
Subsidies bevordering en uitvoering beleid
Vlaams opleidingsverlof (VOV)
Subsidies voor lonen MOS-begeleiders
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.160.132.986
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded27-01-1969
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
91420Libraries, archives, museums and other cultural activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.