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Djapo

Active
Non-profit associationfounded 1968active for 58 yearsOrtolanenstraat 6, 3010 Leuven, BelgiumKBO/BCE: BE 0408.022.778
Summary

Djapo has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397,777 and a net result of €24,662. Equity is growing by about 6.1% per year across the filed financial years. Its solvency ranks better than 23% of 830 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other education
NACE 85599Other membership organisations NACE 94999
6th oldest company in Leuven, Education sector1 site
Size
€224,916turnover 2025
Staff
13.6 FTE
Equity
€397,777
Surplus
€24,662
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 64 days early2 of 20 deeds read
Why 94raises riskSize: turnover €224,916, 13.6 FTE, total assets €1.8mlowers riskLegal form: non-profit associationLiquidity: current ratio 10.33, cash €486,822Sector: Education (NACE 85)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 85, small)
Financial strength · tick = 2024
Strong
Solvency 48+9
equity 22.5% of total assets
Liquidity 84+13
short-term debt 9.6% · cash 27.6%
Profitability 66-1
return on assets 1.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (624 companies, NACE 85, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity ample (current ratio 10.33, compared with 15.72 in 2024, above the usual 1.5; short-term debt: 9.6% and cash: 27.6% of total assets), but 77.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, small): better than 18% on solvency, 83% on liquidity, 29% on profitability and 76% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 10.33, cash €486,822
NBB · annual accounts
raises risk · Size: turnover €224,916, 13.6 FTE, total assets €1.8m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 830 sector peers (2025).
NBB · sector comparison
Position among 830 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
64 days early
2024
57 days early
2023
69 days early
2022
82 days early
2021
80 days early
2020
64 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 68 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignation: Laureen Clef (director)Gazette deed
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: 6th oldest company in Leuven, Education sectorin the Checked rankings No. 6 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €24,662 7 years View
  • A director leftlatest change 30-12-2025 · 0 in office 1 left View
  • Active since 1968founded 03-07-1968 58 years View
  • EU supportawarded from 2021 to 2025 €247,903 View

By topic

Financials

Financial year
2025
Turnover
€224,916
Profit
€24,662
Solvency
22.5%
Turnover▲ 20.1%
Net result
20212025
Go to Financials

Timeline

Events
25
Since
2007
Next accounts
by 31-07-2027
  1. 07-02-2025Appointments: Geertrui Phlix, Jan Van Hout and…
  2. 23-05-2024Annual accounts filed
  3. 31-12-2023Liquidity more than quadruples
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Other educationNACE 85599
Founded
03-07-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
“De ontwikkeling van een gevarieerd educatief aanbod(producten en dienstverlening)ten…” (deed in Dutch)
Go to Articles of association

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