DERMAK
ActiveThe file of DERMAK contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.4% (low). The 2024 annual accounts show equity of €56k and a net result of €131k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 15869 sector peers (fiscal year 2024).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+64
Solvency32▲+19
Growth68▲+5
Track record85
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.06 against 0.85 in 2023; short-term debt: 92.7% and cash: 2% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
127 d late
2022
109 d late
2021
393 d late
2020
111 d late
2019
174 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€1.95M▲ 10.5%
2020 · €1.77M
2019: €1.58M
2020: €1.77M
2019 → 2024
EBIT margin
6.8%▲ 6.5pp
2020 · 0.3%
2019: -4.1%
2020: 0.3%
2019 → 2024
Net result
€131k
2023 · €-32k
2018: €-42k
2019: €-66k
2020: €5k
2021: €44k
2022: €7k
2023: €-32k
2018 → 2024
Working capital
€41k
2023 · €-109k
2018: €-51k
2019: €-126k
2020: €-128k
2021: €-83k
2022: €-96k
2023: €-109k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.77M-€1.95M
Equity€-95k-€-51k▲ 46.3%€-44k▲ 13.9%€-76k▼ 72.6%€56k
Operating result€5k-€44k▲ 813%€-15k€-32k▼ 113%€132k
Net result€5k-€44k▲ 857%€7k▼ 83.9%€-32k€131k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €132k after a loss of €32k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €765k
Fixed assets
€15k ▼ 55.1%
Current assets
€750k ▲ 22.8%
Equity and liabilities €765k
Equity
€56k
Debt
€709k
Debt finances 92.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€147k▲
2023 · €-14k
Cash flow
€146k▲
2023 · €-14k
Current ratio
1.06▲
2023 · 0.85
Quick ratio
0.74▲
2023 · 0.44
Debt to equity
12.72▲
2023 · -9.51
ROE
235.8%
ROA
17.2%▲
2023 · -4.9%
Interest coverage
244.75▲
2023 · -125.72
Debt ≤ 1 year
€709k▼
2023 · €720k
Staff costs
€41k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€644k€765k▲
Fixed assets21/28€34k€15k▼
Tangible fixed assets22/27€29k€11k▼
Plant, machinery and equipment23€1k-
Furniture and vehicles24€28k€11k▼
Financial fixed assets28€4k€4k=
Current assets29/58€611k€750k▲
Stocks and contracts in progress3€293k€227k▼
Stocks30/36€293k€227k▼
Amounts receivable within one year40/41€143k€507k▲
Trade receivables40€42k€424k▲
Other amounts receivable41€100k€83k▼
Cash at bank and in hand54/58€175k€15k▼
Equity and liabilities
Total equity and liabilities10/49€644k€765k▲
Equity10/15€-76k€56k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-95k€37k▲
Amounts payable17/49€720k€709k▼
Amounts payable within one year42/48€720k€709k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€676k€673k▼
Suppliers440/4€676k€673k▼
Taxes, remuneration and social security45€44k€34k▼
Taxes450/3€41k€34k▼
Remuneration and social security454/9€3k-
Income statement
Code20232024
Turnover70-€1.95M
Non-recurring operating income76A€700-
Goods, raw materials, services and sundry goods60/61-€1.75M
Remuneration, social security and pensions62€41k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A-€9k
Gross operating margin9900€30k€201k▲
Operating profit (loss)9901€-32k€132k▲
Financial charges65/66B€108€599▲
Recurring financial charges65€108€599▲
Profit (loss) for the period before taxes9903€-32k€131k▲
Profit (loss) for the period9904€-32k€131k▲
Profit (loss) for the period to be appropriated9905€-32k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€37k▲
Profit (loss) brought forward from the previous period14P€-63k€-95k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-11
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · DERMAK BV DUBOIS-THORNSTRAAT 105, 1080 SINT-JANS-MOLENBEEK · event 07-11-2025
10-10
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · DERMAK BV DUBOIS-THORN- STRAAT 105, 1080 SINT-JANS-MOLENBEEK · event 30-09-2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €131k
Net result €131k after one loss-making year.
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 127 days late
2023
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 109 days late
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 393 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 174 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2019
31-12
Financial
Weakest financial yearnet €-66k
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dubois-Thornstraat 1051080 Sint-Jans-MolenbeekGround area
4,580 m²
Building footprint
5,650 m²
Volume, LiDAR
30,389 m³
Parcel 21523B0805/00B006, Brussels · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
.
since 20172.261.598.847
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0805/00B006 | Brussels | 4,580 m² | 1 · 5,650 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JOAN DUBAERE KEIZER KARELLAAN 586 BUS 9,
1082 SINT-AGATHA-BERCHEM |
30-09-2025 → 07-11-2025 |
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.261.598.847
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OK FOOD
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BHQ
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Rungis en direct
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Of 699 companies in sector 46392 we hold annual accounts for 486. 277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
46392Non-specialised wholesale
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.