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DELKA IMMO

Active
Private limited companyfounded 2005active for 21 yearsRue de Battice 22, 4800 Verviers, BelgiumKBO/BCE: BE 0876.599.787
Summary

DELKA IMMO has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271,082 and a net result of €14,012, of which €7,052 non-recurring income. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 91% of 9,320 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
DELKA IMMOActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€322,560total assets 2025
Staff
0.1 FTE
Equity
€271,082
Profit
€14,012
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Parent
DELKA · 100%
  • DELKADirector · permanent representative SCHWANEN Bernard
  • FINATCODirector · permanent representative BOONEN Philippe
2025 accounts 91 days early
Why 83raises risk1 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €271,082 (84.0% of total assets)Liquidity: current ratio 1.21, cash €42,111Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+24
equity 84.0% of total assets
Liquidity 63+18
short-term debt 15.4% · cash 13.1%
Profitability 64-11
return on assets 4.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%▼ -0.2 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.6 percentage points vs 12-2025highest value 02-2026: 0.5%▼ -0.4 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.21, compared with 1.82 in 2024, below the usual 1.5; short-term debt: 15.4% and cash: 13.1% of total assets), and 16% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 68% on liquidity, 35% on profitability and 33% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €271,082 (84.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.21, cash €42,111
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-01-2026, 91 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
91 days early
2024
1 day early
2023
on the day
2022
2 days early
2021
18 days early
2020
on the day
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end27-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Reappointments: DELKA (director) and FINATCO (director)Permanent representative: SCHWANEN Bernard ·…
  3. Resignation: Bernard FREDERIC (director)Appointments: FINATCO (director) and DELKA…

Key points

  • Positive: Among the best 9% on equitysector median €45,646 · 9,323 companies €271,082 View
  • Board changedlatest change 11-12-2025 · 2 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by DELKAultimately: Floridienne 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €14,012, mostly one-off 7 years View

By topic

Financials

Financial year
2025
Total assets
€322,560
Profit
€14,012
Solvency
84.0%
Total assets▼ 39.8%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2007
Next accounts
by 30-04-2027
  1. 30-09-2025Weakest financial year
  2. 29-04-2025Annual accounts filed
  3. 30-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
11-10-2005
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
Each director alone
Purpose
“1. La constitution, pour son propre compte, d'un patrimoine immobilier, la gestion de…” (deed in French)
Go to Articles of association

Key facts about DELKA IMMO

What is the company number of DELKA IMMO?
0876.599.787. In Belgium the VAT number is the company number with BE in front: BE 0876.599.787.
Where is DELKA IMMO based?
The registered office is at Rue de Battice 22, 4800 Verviers.Company details
What does DELKA IMMO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DELKA IMMO?
Private limited company (BV).
When was DELKA IMMO founded?
On 11-10-2005.
Is DELKA IMMO still active?
Yes, DELKA IMMO is an active enterprise in the KBO register.
How many employees does DELKA IMMO have?
On average 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DELKA IMMO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DELKA IMMO profitable?
In financial year 2025, DELKA IMMO made a profit of €14,012.
Where can I find the annual accounts of DELKA IMMO?
DELKA IMMO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DELKA IMMO due?
By 30-04-2027, for financial year 2026.Timeline

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