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DEBERCY

Active
Private limited companyfounded 1988active for 38 yearsHoogstraat 28, 8000 Brugge, BelgiumKBO/BCE: BE 0434.227.725
Summary

DEBERCY has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €202,797 and a net result of -€61,379. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 95% of 19,147 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€204,597total assets 2024
Equity
€202,797
Loss
-€61,379
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Largest shareholder
LAURENTS · 50%
Accounts 72 days overdue0 of 4 deeds read
Why 69raises riskFigures for financial year 2024 (filed 14-07-2025)Liquidity: current ratio 18.96, cash €7,605lowers riskFounded in 1988Equity €202,797 (99.1% of total assets)Show the evidence

Checked score

Score 2024
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 45% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Average
Solvency 100=
equity 99.1% of total assets
Liquidity 55-45
short-term debt 0.9% · cash 3.7%
Profitability 0=
return on assets -30.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,560 companies, NACE 68, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 18.96; short-term debt: 0.9% and cash: 3.7% of total assets), and 0.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 65% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 14-07-2025)
NBB · annual accounts
lowers risk · Founded in 1988
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 18.96, cash €7,605
NBB · annual accounts
lowers risk · Equity €202,797 (99.1% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€61,379
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
20 days early
2023
5 days early
2022
6 days early
2021
30 days late
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average on the deadline day; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2024 -€61,379 View
  • Caution: Among the weakest 8% on net resultsector median €4,584 · 19,135 companies -€61,379 View
  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View

By topic

Financials

Financial year
2024
Total assets
€204,597
Loss
-€61,379
Solvency
99.1%
Total assets▼ 22.6%
Net result
20182024
Go to Financials

Timeline

Events
41
Since
1989
  1. 31-12-2022Weakest financial year
  2. 31-12-2022Liquidity more than 25 times
  3. 30-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
05-05-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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