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DE THUISBOUWER

Active
Private limited companyfounded 1968active for 58 yearsRozenhoed 1, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0405.085.262
Summary

DE THUISBOUWER has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75.9m and a net result of €2.0m. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 49% of 5,795 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Development of residential building projects NACE 68121and 1 other
Joint committee
339.01 Paritair Subcomité voor de erkende maatschappijen voor sociale huisvesting van het Vlaamse Gewest · annual accounts 2024
Establishment units
2.229.458.787 9220 Hamme (Vl.), since 01-01-1968
2.347.136.120 9240 Zele, since 01-07-2023
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
and 12 others

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€12.5m
▼ 2.4%
Profit
€2.0m
▲ 28.8%
Equity
€75.9m
▲ 5.4%
Total assets
€202.6m
▼ 0.5%
Employees on 31-12-2025
28
▲ 12.0%
Score breakdownraises riskLiquidity: current ratio 2.84, cash €10.8m2 establishment unitslowers riskSize: turnover €12.5m, 20.1 FTE, total assets €202.6mFounded in 1968Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 62+2
equity 37.5% of total assets
Liquidity 57-4
short-term debt 4.2% · cash 5.3%
Profitability 59=
return on assets 1.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €1,200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.84 (2.71 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 5.3% of total assets. However, 62.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 57% of them on solvency, 83% on liquidity, 58% on profitability and 45% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €12.5m, 20.1 FTE, total assets €202.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1968
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 2.84, cash €10.8m
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
45 days early
2023
30 days early
2022
41 days early
2021
32 days early
2020
37 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Hammein the Checked rankings No. 1 View
  • Flemish supportawarded from 2022 to 2025 €13.5m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €2.0m 8 years View
  • Positive: Result rose in 2025from €1.6m to €2.0m ▲ 28.8% View

Recent changes

  1. · Gazette deed Miscellaneous
  2. · Gazette deed 2 directors appointed, 1 director resigningAppointments: Danny Poppe (director) and VGD Bedrijfsrevisoren (commissaris revisor) · Resignation: Marleen Van Holewinckel (director) · Permanent representative: Jurgen Lelie
  3. · Gazette deed Demerger: DE THUISBOUWER splits off to BV TuinwijkAppointments: Johan Anthuenis (voorzitter van het bestuursorgaan) and Thomas Follens (voorzitter van het bestuursorgaan)
All 25 events

Comparable companies

These companies have the same main activity as DE THUISBOUWER: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €46m and €219m, founded between 1931 and 1989.

CompanyTotal assetsTurnover
DE THUISBOUWER Hamme (Vl.)€202.6m€12.5m
BPI Real Estate Belgium Oudergem€219.1m€15.2m
Luc Van De Wiel Kapellen€74.0m€8.7m
IMWO-INVEST Temse€80.3m€6.7m
Compagnie Het Zoute Knokke-Heist€81.8m€2.9m
De Beide Vlaanderen Kortemark€45.9m€4.6m
Intergemeentelijk Samenwerkingsverband van het Land van Waas Sint-Niklaas€78.4m€2.9m
Full comparison

Key facts about DE THUISBOUWER

What is the company number of DE THUISBOUWER?
The company number of DE THUISBOUWER is 0405.085.262. The VAT number is the same number with BE in front: BE 0405.085.262.
Where is DE THUISBOUWER based?
The registered office is at Rozenhoed 1, 9220 Hamme (Vl.).Company details
What does DE THUISBOUWER do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of DE THUISBOUWER?
The legal form of DE THUISBOUWER is Private limited company (BV).
When was DE THUISBOUWER founded?
DE THUISBOUWER was founded on 01-01-1968.
Is DE THUISBOUWER still active?
Yes, DE THUISBOUWER is an active enterprise in the KBO register.
How many employees does DE THUISBOUWER have?
DE THUISBOUWER had an average of 20.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DE THUISBOUWER fall under?
In its 2024 annual accounts, DE THUISBOUWER states joint committee 339.01 (Paritair Subcomité voor de erkende maatschappijen voor sociale huisvesting van het Vlaamse Gewest).
What is the turnover of DE THUISBOUWER?
The turnover of DE THUISBOUWER was €12.5m in financial year 2025, according to the filed annual accounts.
Is DE THUISBOUWER profitable?
In financial year 2025, DE THUISBOUWER made a profit of €2.0m.
Where can I find the annual accounts of DE THUISBOUWER?
DE THUISBOUWER filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE THUISBOUWER due?
DE THUISBOUWER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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