De Banier
ActiveSummary
De Banier has been active since 1946 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,919 and a net result of -€153,877. Equity has been shrinking by about 17% per year since 2018. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 18% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Official details
Source: KBO- Status
- Active since 18-02-1946 Normal situation
- Activity
- Other retail sale of new goods NACE 47789and 1 other
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment units
- 2.155.876.765 2000 Antwerpen, since 04-09-2006
- 2.155.878.052 9000 Gent, since 04-09-2006and 6 others
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Board and ownership
- Kristof DEVOSDirector · since 18-05-2021
- Stefan VAN BESIENDirector · since 18-05-2021
- Leen Van VaerenberghDirector · since 30-03-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €1.8m
- ▼ 21.7%
- Turnover
- ≈ €4.6m
- estimated
- Loss
- €153,877
- ▲ 479%
- Equity
- €189,919
- ▼ 44.8%
- Total assets
- €3.0m
- ▼ 6.6%
- Employees on 31-12-2025
- 35
- ▼ 20.5%
Score breakdownraises riskEquity €189,919 (6.3% of total assets)Loss of €153,877, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 6.64, cash €533,890Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 17% of them on solvency, 89% on liquidity, 15% on profitability and 9% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Result fell in 2025from -€26,553 to -€153,877 ▼ 479% View
- Caution: Lower net result than 95% of companies in retail tradesector median €27,601 · 12,766 companies -€153,877 View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€153,877 View
- A director leftlatest change 21-10-2026 · 4 in office 1 left View
- Flemish supportawarded from 2022 to 2025 €109,592 View
Recent changes
- · Gazette deed 1 director appointed, 2 directors resigning, 2 reappointedResignation: Kristien Asnong (director) · Appointment: Jurgen Sprangers (director) · Reappointments: Stefan VAN BESIEN (director) and Kristof DEVOS (director)
- · Gazette deed 3 directors appointed, 2 directors resigningResignation: Katelijne De Smet (director) · Appointments: Kristien Asnong (director) and Leen Van Vaerenbergh (director)
Comparable companies
These companies have the same main activity as De Banier: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €2.4m and €6.1m, founded between 1971 and 1982.
| Company | Total assets | Gross margin |
|---|---|---|
| De Banier Antwerpen | €3.0m | €1.8m |
| DE WIEUW Antwerpen | €3.7m | €1.4m |
| Motorkledingcenter België Aartselaar | €5.1m | €3.1m |
| Servaes Hoogstraten | €4.5m | €1.8m |
| WILLCO PRODUCTS Aalst | €2.4m | €1.0m |
| DANNEMARK Waimes | €6.1m | €1.8m |
| MAC - INVER Mol | €2.7m | €0.8m |
Key facts about De Banier
- What is the company number of De Banier?
- The company number of De Banier is 0404.754.373. The VAT number is the same number with BE in front: BE 0404.754.373.
- Where is De Banier based?
- The registered office is at Kipdorp 30, 2000 Antwerpen.Company details
- What does De Banier do?
- According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
- What is the legal form of De Banier?
- The legal form of De Banier is Private limited company (BV).
- When was De Banier founded?
- De Banier was founded on 18-02-1946.
- Is De Banier still active?
- Yes, De Banier is an active enterprise in the KBO register.
- How many employees does De Banier have?
- De Banier had an average of 27.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does De Banier fall under?
- In its 2025 annual accounts, De Banier states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of De Banier?
- The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €1.8m and 30 comparable companies (NACE 477). It probably lies between €3.6m and €6.8m.
- Is De Banier profitable?
- In financial year 2025, De Banier made a loss of €153,877.
- Where can I find the annual accounts of De Banier?
- De Banier filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of De Banier due?
- De Banier must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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