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DCMC

Active
Private limited company·Activiteiten van holdings· 5 yrs active
Fy 11 ·4920 Aywaille, Belgium
KBO/BCE: BE 0769.974.518
Watch Print / PDF
Age5 yrs
Board1
Connections1

Summary

Conclusion

the dossier summarised in one paragraph

DCMC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €24k and a net result of €81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 1211 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1211 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€24k-82.8%
Net result€81k+21.1%
Total assets€349k-16.2%
Solvency6.8%-26.4pp

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2022: €45k€45kNet result 2022: €34k€34kOperating result 2023: €50k€50kNet result 2023: €36k€36kOperating result 2024: €88k€88kNet result 2024: €67k€67kOperating result 2025: €115k€115kNet result 2025: €81k€81k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~66% of the level (threshold 35%). We therefore deliberately show no projection line.
€0€50k€100k€150k2022: €36k2023: €72k2024: €138k2025: €24k2022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 6.8% 47.4%
better than 16% of 1211 sector peers
Net result €81k €43k
better than 71% of 1210 sector peers
Equity €24k €85k
better than 25% of 1211 sector peers
Gross operating margin €128k €70k
better than 74% of 1207 sector peers
Total assets €349k €211k
better than 65% of 1211 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P16
2022: P18 · n=18122023: P26 · n=25632024: P35 · n=31392025: P16 · n=12112022 2025
Stable position over 2022-2025 · n=1211-3139
Net result P71
2022: P56 · n=18122023: P56 · n=25622024: P72 · n=31352025: P71 · n=12102022 2025
Improving position over 2022-2025 · n=1210-3135
Equity P25
2022: P37 · n=18122023: P52 · n=25632024: P67 · n=31402025: P25 · n=12112022 2025
Improving position over 2022-2025 · n=1211-3140
Gross operating margin P74
2022: P75 · n=18102023: P60 · n=25592024: P73 · n=31322025: P74 · n=12072022 2025
Stable position over 2022-2025 · n=1207-3132
Describes the position versus peers, not a forecast.
Net profit
€81k
+21.1% far above sector median
Total assets
€349k
-16.2% -29% vs sector
Equity
€24k
-82.8% -95% vs sector
Income taxes
€30k
+76.4% +247% vs sector
Dividends
€195k
- +271% vs sector
Debt
€325k
+16.9% far above sector median
Debt ≤ 1y
€114k
+136.6% far above sector median
Debt > 1y
€212k
-8.0% -42% vs sector
Solvency
6.8%
-79.5% -92% vs sector
ROE
340.1%
+606.3% far above sector median
ROA
23.1%
+44.5% far above sector median
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€81k
Cash flown/a
Staff costs-
Income taxes€30k
Dividends€195k
Total assets€349k
Equity€24k
Debt€325k
of which ≤ 1y€114k
of which > 1y€212k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency6.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA23.1%
ROE340.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€349k
Fixed assets 21/28€280k
Tangible fixed assets 22/27€280k
Current assets 29/58€69k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€349k
Equity 10/15€24k
Contributions / capital 10/11€2k
Reserves 13€20k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€325k
Amounts payable after one year 17€212k
Amounts payable within one year 42/48€114k
Trade debts payable within one year 44€584
Income statement
Gross operating margin 9900€128k
Operating result 9901€115k
Financial charges 65€5k
Result before taxes 9903€111k
Income taxes 67/77€30k
Net result for the period 9904€81k
Result to be appropriated 9905€81k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

1 director
Current directors & mandates
  • Close Odile
    Director
    State Gazette act 21091250 (30-07-2021)
    Current
    30-07-2021 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation22-06-2021
StatusActive
Postal code4920

Structure & network

Connections & network

1 connected company
Group structure
CLOSE COMFORT
Subsidiary · 1 location
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
DAMIEN CLETTE MANAGEMENT COMPANY
Fy 11, 4920 AywailleOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20212.320.305.128
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,022 m²
Buildings1
Building footprint72 m²
Volume (LiDAR)397 m³
Tallest building12.7 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61026A1016/00Y015 Wallonia 1,022 m² 1 · 72 m² 12.7 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 5 months ago
2026
26-02-2026 Change in the board of directors Director changes·Jérôme LENELLEcorrection
Notary: Jérôme LENELLE · Harzé-Aywaille
2021
30-07-2021 Close Odile appointed as director Director changes
  • Close Odile, Bestuurder
Summary: v3.2
24-06-2021 Incorporation of a new SNC Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability100Solvency7Growth58Stability94
65 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 7
Growth 58
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
Legal nameFR DCMC
Trade nameFR DAMIEN CLETTE MANAGEMENT COMPANY
Registered office
Fy 11 bus B
4920 Aywaille, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.