DB DISCOUNT

Active

Public limited companyfounded 1983active for 43 yearsMolenstraat 88, 9890 Gavere, BelgiumKBO/BCE: BE 0424.649.370

Summary

DB DISCOUNT has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €325,795. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 69% of 9,797 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

DB DISCOUNTActiveChecked score 96/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46323

1 site

Size

≈ €5.9mturnover 2025, estimated

Staff: 7 FTE
Equity: €1.3m
Profit: €325,795

Turnover estimated from the gross margin

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 1

Sofie HaspeslaghDirector
SONICODirector · permanent representative Nicolas Saveyn

2025 accounts 21 days early7 of 13 deeds summarised

Why 96lowers riskFounded in 1983Profit of €325,795 (financial year 2025)Equity €1.3m (62.2% of total assets)Liquidity: current ratio 2.53, cash €181,682Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 87+20

equity 62.2% of total assets

Liquidity 44+8

short-term debt 36.5% · cash 8.4%

Profitability 88+2

return on assets 15.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.1%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.53, compared with 1.89 in 2024, above the usual 1.5; short-term debt: 36.5% and cash: 8.4% of total assets), and 37.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 68% on solvency, 42% on liquidity, 82% on profitability and 77% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Founded in 1983

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Profit of €325,795 (financial year 2025)

NBB · annual accounts

Equity €1.3m (62.2% of total assets)

NBB · annual accounts

Liquidity: current ratio 2.53, cash €181,682

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 09-06-2026, 21 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

21 days early

2024

56 days early

2023

27 days early

2022

25 days early

2021

29 days early

2020

35 days early

2019

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 4 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today30-11-2026 year end30-06-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-10-2025 Resignations: Stefaan Deblaere (director) and Els…Gazette deed
05-09-2025 Appointments: BV SONICO (director) and Sofie…Permanent representative: Nicolas Saveyn

Key points

Positive: Among the best 11% on net resultsector median €26,870 · 9,776 companies €325,795 View
Caution: Directors leftlatest change 30-10-2025 · 2 in office 2 left View
Positive: 8 profitable years in a rowprofit 2025: €325,795 8 years View
Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

By topic

Financials

Financial year: 2025
Total assets: €2.2m
Profit: €325,795
Solvency: 62.2%

Total assets▼ 18.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

Sofie HaspeslaghDirector
SONICODirector

Go to Board & ownership

Network & group

Holdings: 1
Mergers and asset contributions: 1

1 holding

Go to Network & group

Timeline

Events: 52
Since: 1985
Next accounts: by 30-06-2027

30-05-2025Reappointments: Els Martens (director) and Stefaan Deblaere…
05-05-2025Annual accounts filed
30-11-2024Highest result from 2018 to 2025

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Wholesale tradeNACE 46323
Founded: 26-09-1983
Year ends: 30-11
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Two directors jointly, or a managing director alone
Purpose: “De uitbating van een grootwarenhuis; De kleinhandel in voedingswaren (met inbegrip van…” (deed in Dutch)

Go to Articles of association

Key facts about DB DISCOUNT

What is the company number of DB DISCOUNT?: 0424.649.370. In Belgium the VAT number is the company number with BE in front: BE 0424.649.370.
Where is DB DISCOUNT based?: The registered office is at Molenstraat 88, 9890 Gavere.Company details
What does DB DISCOUNT do?: According to the KBO register, the main activity is wholesale trade (NACE 46323).
What is the legal form of DB DISCOUNT?: Public limited company (NV).
When was DB DISCOUNT founded?: On 26-09-1983.
Is DB DISCOUNT still active?: Yes, DB DISCOUNT is an active enterprise in the KBO register.
How many employees does DB DISCOUNT have?: On average 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DB DISCOUNT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is DB DISCOUNT profitable?: In financial year 2025, DB DISCOUNT made a profit of €325,795.
Where can I find the annual accounts of DB DISCOUNT?: DB DISCOUNT filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DB DISCOUNT due?: By 30-06-2027, for financial year 2026.Timeline