Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DAL CONCEPT is 2.9% (moderate). The 2020 annual accounts show equity of €19k and a net result of €-2k. Equity is growing by ~18.5% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 3 annual accounts.
Signals
Insufficient current data: the most recent filed accounts (financial year 2020) are too old to derive current signals.
Trust signals
1 signalAdministrative Flags
1 eventBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2020How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2020 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €247k |
| Equity | €19k |
| Debt | €228k |
| of which ≤ 1y | €228k |
| of which > 1y | - |
| Working capital | €19k |
| Employees (FTE) | - |
| 2020 | |
|---|---|
| Current ratio | 1.08 |
| Quick ratio | 1.08 |
| Working capital ratio | 7.8% |
| Solvency | 7.8% |
| Debt / equity | - |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -0.8% |
| ROE | -9.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €247k |
| Current assets | 29/58 | €247k |
| Amounts receivable within one year | 40/41 | €247k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €247k |
| Equity | 10/15 | €19k |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €-2k |
| Amounts payable | 17/49 | €228k |
| Amounts payable within one year | 42/48 | €228k |
| Trade debts payable within one year | 44 | €228k |
| Income statement | ||
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-1k |
| Financial income | 75 | €2k |
| Result before taxes | 9903 | €583 |
| Net result for the period | 9904 | €583 |
| Result to be appropriated | 9905 | €583 |
Health barometer
FY 2020 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302C0229/00H000 | Flanders | 726 m² | 1 · 402 m² | 17.2 m · 4 fl. |
Publications
Lifecycle & Insolvency Signals
1 event from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
1 acts13-05-2022 Transaction in capital or shares
Analysis
Snowflake analysis
financial profile on 5 axesFragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | DAL CONCEPT |
- 08-12-2023 Address struck