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CYCLOBILITY

Active
Private limited companyfounded 201610 years activeOudenaardebaan 2, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0659.786.377
Summary

CYCLOBILITY has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of €89,882. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 12,411 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Retail sale of bicycles
NACE 47632
#1 company by staff growth in Kluisbergen9 sites
Size
€17.9mtotal assets 2025
Staff
53 FTE
Equity
€2.6m
Profit
€89,882
Turnover not published (abridged schema)Staff (FTE) +77%: merger
Financial health
69 Healthy Checked score 2025
Bankruptcy probability, 12 months
0.8%
Structure
Parent
SummitCo · 100%
Board
5 members
Auditor: Baker Tilly BedrijfsrevisorenAccounts 36 days early
Why 69- Equity €2.6m (14.4% of total assets)- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 25-06-2026)+ Size: 53 FTE, total assets €17.9mShow the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 57% of its sector peers (NACE 47, medium-sized)
Financial strength · tick = 2024
Average
Solvency 39-4
equity 14.4% of total assets
Liquidity 39+4
short-term debt 55.9% · cash 13.9%
Profitability 69+2
return on assets 0.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (385 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.4%▼ -0.2 percentage points vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.5%▲ +0.1 percentage points vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.8%▲ +0.2 percentage points vs 05-2025 07-2025: 2.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.5%▼ -0.6 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.9%▲ +0.4 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.3 percentage points vs 03-2026 05-2026: 2.7%▲ +0.5 percentage points vs 04-2026 06-2026: 2.9%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.8%▼ -2.1 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit up to €170,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.95 in 2024; short-term debt: 55.9% and cash: 13.9% of total assets), and 85.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 33% on solvency, 54% on liquidity, 70% on profitability and 71% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Equity €2.6m (14.4% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 25-06-2026)
NBB · annual accounts
lowers risk · Size: 53 FTE, total assets €17.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 12411 sector peers (2025).
NBB · sector comparison
Position among 12411 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
36 days early
2024
16 days early
2023
35 days early
2022
42 days early
2021
18 days early
2020
30 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Director in…
  3. Appointment: Baker Tilly Bedrijfsrevisoren (statutory auditor)Permanent representative: Christel DE BLANDER

Key points

  • Positive: Result rose in 2025from €26,776 to €89,882 ▲ 236% View
  • Positive: Company by staff growth in Kluisbergenin the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €89,882 8 years View
  • Controlled by SummitCoultimately: Down2Earth Capital II 100% View
  • Merger with CAFÉ VITESSEmerger on 15-07-2025 2025 View

By topic

Financials

Fiscal year
2025
Total assets
€17.9m
Profit
€89,882
Solvency
14.4%
Total assets▲ 46.2%
Net result
20182025
Go to Financials

Board & ownership

Board
5 members
Parent
SummitCo · 100%
Auditor
Baker Tilly Bedrijfsrevisoren
Go to Board & ownership

Timeline

Events
34
Since
2016
Next accounts
by 31-07-2027
  1. 30-07-2025Capital & shares · Restructuring
  2. 15-07-2025Annual accounts filed
  3. 10-06-2025Restructuring
Go to Timeline

Company details

Sites
9
Legal form
Private limited company
Activity
Retail sale of bicyclesNACE 47632
Founded
19-07-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De vennootschap heeft tot voorwerp: - de groot- en kleinhandel, import en export…
Go to Articles of association

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